Website:
amarpadma.com
Job details:
Company Description AMARPADMA CREDITS PRIVATE LTD is a growing financial services company specializing in providing credit solutions to micro, small, and medium enterprises (MSMEs). The organization focuses on supporting business growth and financial inclusion by offering tailored loan products to local entrepreneurs and business owners. With operations centered in Jodhpur, the company aims to build long-term relationships through responsible lending and customer-centric service. Team members are encouraged to contribute ideas, take ownership, and help shape scalable processes in a dynamic environment.
Role Description The MSME Loan Business Head is a full-time hybrid role based in Jodhpur, with the flexibility to perform some responsibilities from home. This position leads the MSME loan portfolio, overseeing business development, sourcing quality leads, and building partnerships with local businesses, intermediaries, and financial ecosystem partners. Daily tasks include designing and implementing loan products and processes, setting sales targets, monitoring performance, and ensuring strong risk management and credit discipline. The role involves guiding and mentoring the sales and credit teams, reviewing loan proposals, and maintaining compliance with internal policies and regulatory requirements. The MSME Loan Business Head is also responsible for analyzing market trends, preparing performance reports, and recommending strategic initiatives to improve portfolio quality, customer experience, and profitability.
Qualifications
- Strong experience in MSME lending, retail or commercial banking, or NBFC operations, with a proven track record of managing loan portfolios.
- Skills in business development, relationship management, and stakeholder engagement, including the ability to build networks with MSME clients and channel partners.
- Proficiency in credit assessment, risk analysis, and underwriting practices, with sound knowledge of MSME financial statements and cash-flow based lending.
- Capabilities in sales planning, target setting, and performance monitoring, including comfort with data analysis and reporting tools.
- Leadership and team management skills, with the ability to mentor staff, drive accountability, and foster a collaborative work environment.
- Strong communication and negotiation skills, along with customer-focused problem-solving abilities.
- Familiarity with regulatory guidelines, KYC/AML norms, and compliance standards relevant to MSME lending.
- Bachelor’s or Master’s degree in Finance, Business, Economics, or a related field; professional certifications in banking or credit are an advantage.
- Comfort working in a hybrid setup from Jodhpur, with readiness for local travel to meet clients and visit markets as needed.
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