Website:
magiccirclepartners.com
Job details:
Chartered Accountant – Finance | Lending NBFC
Location: Gurugram
Experience: 3–5 years post-qualification
Qualification: Chartered Accountant (CA)
About the Role
We are looking for a Chartered Accountant with strong experience in finance and accounting within a lending NBFC. The role will be responsible for financial closing, loan book accounting, regulatory reporting, reconciliations, Ind AS compliance, taxation and audit coordination.
Key Responsibilities
- Manage monthly, quarterly and annual financial closing and preparation of financial statements.
- Handle loan book accounting, including disbursements, collections, interest accruals, overdue and NPA accounting.
- Perform LMS vs GL and other key financial reconciliations.
- Prepare and review RBI regulatory returns and reporting within prescribed timelines.
- Ensure compliance with Ind AS, particularly Ind AS 109 and financial instrument accounting.
- Manage/review ECL, provisioning, NPA classification and write-offs as per applicable norms.
- Handle Income Tax, TDS, GST and other tax compliances.
- Coordinate with Statutory, Internal and Tax Auditors and respond to audit queries.
- Manage accounting and reconciliation of borrowings, interest costs and lender-related reporting.
- Prepare MIS, financial analysis and management reports.
- Monitor regulatory changes and ensure timely implementation of RBI/Ind AS requirements.
- Drive improvements in finance processes, controls, reconciliations and reporting automation.
- Work closely with internal stakeholders on finance, accounting and regulatory requirements.
Candidate Profile
- Qualified Chartered Accountant (CA) with 3–5 years of post-qualification experience.
- Lending NBFC experience is mandatory.
- Strong understanding of loan book accounting and lending-related finance processes.
- Hands-on experience with NPA accounting, ECL/provisioning and financial instrument accounting.
- Exposure to RBI regulatory reporting and Ind AS 109.
- Strong Excel, analytical, accounting and stakeholder-management skills.
- Candidates from banks, audit firms or non-lending organisations without relevant lending NBFC experience would not be considered.
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