Consolidated Analytics
Website:
consolidatedanalytics.com
Job details:
About the Role:
We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements. The ideal candidate should have a strong understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.
Responsibilities:
- Foreclosure Case Management
- Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.
- Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.
- Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.
- Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.
- Foreclosure Processing
- Review and validate foreclosure documents, affidavits, notices, and legal pleadings.
- Track and manage foreclosure milestones, timelines, and statutory deadlines.
- Ensure timely completion of all foreclosure actions, including:
- Referral
- Title Review
- First Legal Filing
- Service Completion
- Judgment
- Sale Scheduling
- Foreclosure Sale
- Post-Sale Activities
- Deed Recording
- Claim Filing
- Compliance & Risk Management
- Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.
- Identify and escalate compliance risks, legal issues, and process exceptions.
- Maintain accurate servicing system updates and audit-ready documentation.
- Ensure compliance with state-specific foreclosure laws and timelines.
- Reporting & Documentation
- Maintain accurate records of foreclosure activity within servicing platforms.
- Prepare foreclosure status reports and inventory tracking reports.
- Support internal and external audits by providing required documentation.
- Document process exceptions and resolution activities.
- Stakeholder Management
- Partner with internal departments including:
- Loss Mitigation
- Bankruptcy
- REO
- Litigation
- Escrow
- Customer Service
- Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.
- Quality & Continuous Improvement
- Perform quality checks to ensure accuracy and compliance.
- Identify opportunities for process improvements and operational efficiencies.
- Support implementation of regulatory and client-driven process changes.
Qualifications:
- Any bachelor's degree.
- 1–4 years of experience in:
- Foreclosure Operations
- Mortgage Servicing
- Default Servicing
- Bankruptcy Operations
- Legal Mortgage Processing
- Knowledge of end-to-end foreclosure processes and timelines.
- Understanding of judicial and non-judicial foreclosure states.
- Strong analytical and problem-solving skills.
- Excellent attention to detail and organizational skills.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
Required Skills
- Foreclosure Process Knowledge
- Regulatory Compliance
- Critical Thinking
- Risk Assessment
- Time Management
- Attention to Detail
- Stakeholder Management
- Decision Making
- Communication Skills
- Customer Focus
- Performance Metrics
Preferred Skills
- Experience with mortgage servicing platforms such as:
- MSP (Black Knight)
- Sagent
- LoanSphere
- Tempo
- VendorScape
- Knowledge of:
- CFPB Mortgage Servicing Rules
- Investor Guidelines
- State Foreclosure Laws
- Bankruptcy and Loss Mitigation Interactions
- Six Sigma, Lean, or process improvement experience preferred.
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