Arka Financial Holdings Private Limited
Website:
arkaholdings.com
Job details:
Company Description Arka Fincap Limited (AFL) is a customer-focused, digitally enabled Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India, offering secured and unsecured financing solutions to MSMEs, SMEs, developers, and corporates. Founded in 2018, Arka focuses on innovative financing products that support business growth and provide access to capital across diverse sectors such as restaurants, retail, cement, logistics, automobile, and chemicals. The company has been rated AA for long-term borrowings and A1+ for short-term borrowings by Crisil, with a stable outlook, reflecting strong financial credibility. Arka operates in 70+ cities across India with a workforce of over 1,000 employees and is a subsidiary of Kirloskar Oil Engines Limited (KOEL), giving it a strong corporate backing and growth potential.
Role Description This is a full-time, on-site Relationship Manager – Secured Business Loan LAP role based in East Godavari. The Relationship Manager will identify, source, and onboard customers for secured business loans and Loan Against Property (LAP) products, focusing on MSMEs, SMEs, and other eligible business clients. Day-to-day responsibilities include generating leads through multiple channels, assessing customer requirements, coordinating documentation, and ensuring timely processing and disbursal of loans in line with internal credit policies and regulatory guidelines. The role involves maintaining strong relationships with existing customers, monitoring portfolio quality, managing collections where required, and resolving customer queries to ensure high service standards. The Relationship Manager will collaborate closely with credit, operations, and risk teams to achieve business targets, maintain compliance, and contribute to branch and regional growth.
Qualifications
- Strong relationship management and customer service skills, with the ability to build trust and long-term business partnerships.
- Experience in secured lending, business loans, or Loan Against Property, including basic understanding of credit assessment and collateral evaluation.
- Sales and business development capabilities, including lead generation, field sourcing, negotiation, and achievement of revenue and volume targets.
- Knowledge of NBFC/Banking processes, regulatory norms, and documentation requirements for secured business loans.
- Good communication and interpersonal skills, with proficiency in English and local language for the East Godavari region.
- Comfort with digital tools and systems for loan sourcing, customer onboarding, and portfolio tracking.
- Ability to work independently in an on-site, field-oriented role, with strong time management and problem-solving skills.
- Graduate degree in any discipline; a postgraduate degree in finance, business, or a related field is an advantage.
- Prior experience in NBFCs or banks in SME/MSME lending
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