Aavas Financiers Ltd
Website:
aavas.in
Job details:
Company Description Aavas Financiers Ltd. is one of India’s leading retail housing finance companies, focused on enabling homeownership for underserved and unserved segments of society. Established in 2011, Aavas serves over 250,000 customers through more than 400 branches across 14 states, with assets under management exceeding ₹21,000 crore. The organization concentrates on affordable, accessible, and transparent housing finance, especially for self-employed and low-to-middle income borrowers who may lack formal income proof. With a strong presence in rural and semi-urban markets, Aavas aims to bridge the gap between aspiration and access to formal credit. Its mission is centered on building stronger communities, empowering lives, and fulfilling dreams through housing finance.
Role Description The RCU Officer role at Aavas Financiers Ltd. is a full-time, on-site position based in Bhilwara . The role involves conducting detailed verification and risk checks on loan applications, including field visits and customer interactions, to validate customer information and documentation. The RCU Officer is responsible for identifying potential fraud, assessing credit-risk indicators, and ensuring adherence to internal policies and regulatory guidelines. The position includes preparing verification reports, maintaining accurate records, coordinating with branch and credit teams, and providing timely updates on findings. The role also requires continuous monitoring of high-risk cases and contributing to process improvements that strengthen the company’s risk control framework.
Qualifications
- Strong analytical, verification, and investigation skills, with the ability to identify discrepancies and potential fraud in loan applications.
- Proficiency in documentation review, record-keeping, and basic reporting using common office productivity tools.
- Good communication and interpersonal skills to interact professionally with customers, branches, and internal stakeholders.
- Sound understanding of retail lending, housing finance processes, and credit risk assessment (experience in NBFCs or housing finance companies preferred).
- Ability to work on-site, conduct field visits, and manage responsibilities independently while adhering to timelines.
- Bachelor’s degree in commerce, finance, business administration, or a related field; relevant certifications in risk or fraud control are an advantage.
- Familiarity with local geography and customer profiles in Udaipur and surrounding areas, along with fluency in local language(s) and English.
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