Consolidated Analytics
Website:
consolidatedanalytics.com
Job details:
Shift Timings: Flexible with Night shift
Location: Pune
Experience Range: 2 to 5 years
Job description
Associate plays a crucial role in the mortgage lending process by calculating the income and risk profile of potential borrowers. The position involves analysing financial information, reviewing loan applications, and making informed decisions to approve. This role ensures that all loans meet the company's lending standards and regulatory requirements.
Key Responsibilities:
Loan Application Review:
Analyse and verify loan applications, ensuring all required documents are complete and accurate.
Assess the borrower's credit history, employment, income, and debt levels.
Confirm the property's value through appraisal reports.
Credit and Financial Analysis:
· Evaluate credit reports to determine the borrower's creditworthiness.
· Analyse financial statements, tax returns, pay stubs, and other income documentation.
· Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
Essential skills and requirements:
· Any bachelor’s degree.
· Proven experience in mortgage processing or underwriting.
· Strong knowledge of US Residential Mortgage industry regulations and procedures.
· Excellent analytical and problem-solving skills.
· Detail-oriented with exceptional organizational abilities.
· Proficiency in using mortgage processing software and financial tools.
· Effective communication and interpersonal skills.
· Ability to work efficiently under pressure and meet tight deadlines.
· Solid understanding of financial statements and credit reports.
· Certification in mortgage underwriting or related fields is a plus.
Eligibility:
Minimum 2 years of experience in Income calculation (Salaried, Self-employment & other incomes) - US mortgage underwriting
Interested candidates kindly share your resumes to the below mobile number (what's app or email).
Mobile: 8825506927
Email- sjeshurin@ca-usa.com
Kindly refer your friends as well!!!!
Click on Apply to know more.