Huru
Website:
huru.co
Job details:
About the Role
Huru is looking for a Compliance Analyst – AML Operations to join its team in Delhi.
This is a hands-on role focused on protecting Huru from financial crime through customer
screening, transaction screening, transaction monitoring, periodic customer reviews,
investigations, and suspicious activity reporting, in line with UAE AML/CFT/CPF
requirements.
The ideal candidate will be comfortable working with minimal supervision, independently
managing a caseload, identifying unusual patterns and emerging risks, and recommending
appropriate actions where suspicious activity is identified.
Key Responsibilities
1. AML Screening & Investigations
- Review and resolve customer screening alerts across sanctions, watchlists, PEPs and adverse media.
- Assess potential matches against applicable sanctions lists, including the UN, UAE Local Terrorist List, OFAC, EU and UK lists.
- Conduct adverse media checks and clearly document whether alerts represent true matches or false positives, including the rationale.
- Review real-time and post-transaction screening alerts across domestic and cross-border payments.
- Identify potential sanctions breaches and recommend the release, blocking or rejection of transactions in line with applicable policies.
- Investigate transaction monitoring alerts by assessing customer activity, profile, expected behaviour and counterparties.
- Conduct complex investigations involving linked accounts, customer networks, repeated patterns or other potentially suspicious activity.
- Gather relevant evidence, establish timelines and prepare clear investigation summaries suitable for review by Compliance, auditors and regulators.
2. STR/SAR Reporting & Escalations
- Draft clear and evidence-based Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) for review and filing by the Compliance Officer/MLRO.
- Complete investigations and reporting within applicable internal and regulatory timelines.
- Promptly escalate potential sanctions matches, terrorist financing concerns and other high-risk matters to the Compliance Officer/MLRO.
- Ensure cases are appropriately documented from initial investigation through to final recommendation and closure.
3. Trend & Typology Analysis
- Analyse alerts, cases and transaction data to identify emerging financial crime trends, unusual patterns and new typologies.
- Identify trends across customer segments, products, payment corridors and counterparties.
- Escalate material or unusual trends to the Head of Compliance & Risk, supported by relevant data and an assessment of the associated risk.
- Recommend improvements to monitoring rules, thresholds and procedures based on investigation findings and emerging patterns.
- Identify opportunities to improve the effectiveness of controls and reduce unnecessary false positives.
4. MIS & Compliance Reporting
- Prepare and maintain daily, weekly and monthly AML/CFT/CPF MIS covering alert volumes, ageing, outcomes, STR/SAR status, periodic review progress and relevant KPIs.
- Support the preparation of weekly and monthly reports for internal management and regulatory submissions.
- Produce ad-hoc reports and data analysis as required.
- Ensure all reporting is accurate and reconciled against relevant source systems before issuance.
- Support the AML Manager and Compliance Head in day-to-day activities, including policy updates, risk assessments and special compliance projects.
- Support the development and delivery of AML awareness and financial crime training across the organisation.
5. Customer Due Diligence & Periodic Reviews
- Manage periodic review cases for medium- and high-risk customers.
- Conduct Enhanced Due Diligence (EDD) where required.
- Review source of funds, source of wealth, customer business activities and other relevant risk factors.
- Ensure periodic reviews and EDD cases are appropriately documented and completed within required timelines.
What We Are Looking For
- Independent: Comfortable working towards team objectives while planning and prioritising your own caseload and meeting deadlines with minimal supervision.
- Proactive: Identifies and raises risks, issues and opportunities for improvement without waiting to be asked.
- Solution-oriented: Looks beyond identifying problems and recommends practical solutions that strengthen compliance standards and processes.
- Ownership mindset: Takes responsibility for cases from initial review through to a clearly documented conclusion.
- Sound judgement: Comfortable making decisions while recognising when an issue requires escalation.
- Detail-oriented: Maintains a high level of accuracy across investigations, documentation and reporting.
Qualifications & Experience
- Bachelor’s degree in Finance, Law, Commerce, Economics, or a related discipline.
- 2–5 years of hands-on experience in AML, screening, transaction monitoring or financial crime operations within an international regulated financial institution.
- Experience working with a CBUAE-licensed entity would be an advantage.
- Demonstrated experience investigating alerts end-to-end, drafting STRs/SARs and preparing AML MIS.
- Certified Anti-Money Laundering Specialist (CAMS) or another recognised AML/financial crime certification would be a strong advantage.
Skills & Competencies
- Strong understanding of AML/CFT/CPF concepts, frameworks and processes.
- Good understanding of relevant Central Bank of the UAE (CBUAE) requirements and international standards, including the FATF Recommendations.
- Strong analytical and problem-solving skills, with the ability to analyse financial data, identify unusual patterns and conduct thorough investigations.
- Experience using AML/KYC platforms, screening systems, transaction monitoring tools and case-management systems.
- Strong Excel skills for data analysis, reconciliation and reporting.
- Excellent written English with the ability to prepare clear, concise and defensible investigation summaries, STRs/SARs and reports.
- Strong organisation and time-management skills, with the ability to work effectively under pressure and with minimal supervision.
Why Join Huru?
- Huru operates in the fast-growing fintech and payments ecosystem, with a strong focus on innovation, customer experience and maintaining high regulatory standards.
- At Huru, you will have the opportunity to:
- Gain exposure to sophisticated AML and financial crime operations.
- Work within a regulatory environment aligned with UAE and international AML standards.
- Play a meaningful role in protecting Huru and its customers from financial crime risk.
- Develop expertise across investigations, transaction monitoring, sanctions, CDD/EDD and regulatory reporting.
- Work closely with experienced Compliance, Risk and business teams.
- Join a growing organisation with opportunities for continued professional development.
Click on Apply to know more.
