Yadimen Consultancy Ltd
Website:
ford-consultancy.com
Company:
https://www.linkedin.com/company/yadimen
Seniority: Not Applicable
Industries: IT Services and IT Consulting
Job details:
๐ช๐'๐ฅ๐ ๐๐๐ฅ๐๐ก๐
๐๐ฎ๐ฟ๐ฑ๐ ๐ฃ๐ฟ๐ผ๐ฑ๐๐ฐ๐ ๐ข๐๐ป๐ฒ๐ฟ - ๐๐ผ๐ป๐๐ฟ๐ฎ๐ฐ๐ (๐ฆ๐ฒ๐ป๐ถ๐ผ๐ฟ, ๐ญ๐ฌ+ ๐๐ฒ๐ฎ๐ฟ๐)
๐๐น๐ถ๐ฒ๐ป๐: Global systems integrator, cards & payments practice (client named at shortlist)
๐ฃ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ๐บ๐ฒ: Cards transformation โ platform migration, portfolio conversion & scheme mandate delivery
๐๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป: India โ Bangalore or Pune locations preferred, other locations considered based on experience (hybrid)
๐๐ป๐ด๐ฎ๐ด๐ฒ๐บ๐ฒ๐ป๐: Contract to Hire, day rate. Initial 6 months contract to hire.
๐ง๐ต๐ฒ ๐๐ต๐ผ๐ฟ๐ ๐๐ฒ๐ฟ๐๐ถ๐ผ๐ป
We are looking for a Cards Product Owner who has actually owned a change on a card estate โ not run one. Somebody who has stood in front of a steering committee and defended a migration cutover plan, negotiated a scheme mandate deadline, or written the backlog that moved a portfolio from one processor to another.
๐ช๐ต๐ฎ๐ ๐๐ผ๐'๐น๐น ๐ผ๐๐ป
๐นThe product backlog for a card platform workstream โ issuing, issuer processing, acquiring, authorisation, clearing and settlement, disputes, or the full card lifecycle depending on the workstream you take.
๐นMigration and conversion scope. Defining what moves, in what order, at what risk. Portfolio conversion rules, BIN migration sequencing, data mapping between the legacy processor and the target, parallel-run and fallback criteria.
๐นScheme mandate delivery. Reading the Visa and Mastercard release bulletins, deciding what is in scope, translating mandate text into stories with an immovable date attached, and holding the programme to it.
๐น The definition of done. Acceptance criteria that a certification team, a scheme test house and an operations lead all recognise.
๐น Stakeholder translation. Between the bank's product and operations teams, the processor or vendor, the scheme, and the delivery squads. You are the person who can hold a conversation about interchange economics in the morning and ISO 8583 message fields in the afternoon.
๐น Trade-off calls. Scope against date against risk, argued with evidence, in a regulated environment where the wrong call has a customer-impact and a regulatory tail.
๐ ๐ฎ๐ป๐ฑ๐ฎ๐๐ผ๐ฟ๐ โ screened out without these
You must be able to name, on your CV, at least one card platform you worked ON โ with a project, an employer and an outcome attached to it. A platform in a skills list with nothing behind it does not count.
1. A card platform, hands-on: FIS VisionPLUS ยท TSYS TS2 ยท Way4 / OpenWay ยท Base24 / ACI ยท Postilion ยท Euronet ยท Cardlink ยท Tieto CardSuite ยท FIS Cortex ยท Prime 4 ยท Pismo ยท Marqeta ยท Thredd / GPS
2. Card lifecycle depth in at least two of: card issuing ยท issuer processing ยท merchant acquiring ยท authorisation ยท clearing and settlement ยท chargebacks and disputes ยท interchange ยท card personalisation ยท PIN management ยท card fraud ยท PCI DSS
3. Scheme and standards work you personally delivered: Visa or Mastercard mandate release ยท tokenisation ยท EMV ยท 3-D Secure / 3DS2 ยท SCA ยท Visa Account Updater (VAU) / Automatic Billing Updater (ABU) ยท BIN sponsorship or BIN migration
4. Evidence you owned a change, not a run. At least one of: platform migration or replacement ยท portfolio migration / conversion / card portfolio transfer ยท legacy decommission or retirement ยท in-house to outsourced processing (or insourcing) ยท target operating model definition ยท scheme mandate delivery ยท greenfield build ยท re-platforming ยท vendor selection or RFP
5. Product Owner craft. 10+ years total, of which 5+ as PO / Product Manager / senior BA owning a backlog in an Agile or SAFe delivery. Backlog ownership, story writing, refinement, sprint and PI planning, stakeholder prioritisation.
๐ฆ๐๐ฟ๐ผ๐ป๐ด๐น๐ ๐ฝ๐ฟ๐ฒ๐ณ๐ฒ๐ฟ๐ฟ๐ฒ๐ฑ
โ๏ธ Experience on both a legacy processor and a modern issuer-processor โ you have seen what actually breaks in between.
โ๏ธ Regulated-market delivery: UK (FCA), EU (PSD2 / SCA), or UAE (CBUAE).
โ๏ธ Certification and scheme testing exposure โ VTS, MTIP, MDES, VDEP.
โ๏ธ ISO 8583 message-level fluency; ISO 20022 awareness.
โ๏ธ Commercial literacy on interchange, scheme fees and the P&L of a card portfolio.
โ๏ธ CSPO / SAFe POPM / CSM certification
โ๏ธ Prior work inside or alongside a systems integrator's cards practice.
๐ง๐ผ ๐ฎ๐ฝ๐ฝ๐น๐: send a CV or get in touch โ Chamalee.M@yadimen.com
Click on Apply to know more.
