Website:
bfil.co.in
Job details:
About This Job
Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)
Location: Hyderabad, Telangana, India
Work Mode: On-site
Industry: Financial Services
Job Description
POSITION SUMMARY:
The Regional Business Head is responsible for driving on-ground execution of business strategies and supporting the growth of the Rural Micro Enterprises portfolio within the assigned territory. The role involves managing field operations, enhancing productivity across branches and sub-BC outlets, and ensuring effective delivery of products such as Unsecured Loans, MSME Loans, and Micro LAP, while maintaining portfolio quality.
Vacancies and Location: Odisha, West Bengal, Jharkhand, Uttar Pradesh, Andhra Pradesh & Telangana, Karnataka
Key Responsibilities
Business Delivery & Growth
Drive regional business targets including disbursements, revenue, and portfolio growthIdentify opportunities to expand reach in underpenetrated marketsEnsure effective execution of business plans across branches
Sales & Distribution Management
Manage branch network and sub-BC channels across the regionStrengthen sourcing channels and improve conversion ratesOptimize resource deployment to maximize productivity
Team Leadership & People Management
Lead and manage Area Managers and Branch ManagersDrive performance culture and accountability across teamsCoach and develop teams to enhance productivity
Portfolio Quality & Risk Management
Monitor portfolio quality metrics such as PAR and delinquencyDrive collections efficiency and ensure recovery targets are metTake proactive measures to control credit risk
Operational Excellence
Ensure adherence to processes, policies, and SOPsImprove turnaround times and service delivery standardsDrive operational efficiency across branches
Execution of Strategy
Implement zonal and central strategies at regional levelDrive campaigns, product initiatives, and process rolloutsProvide feedback from the field to refine business strategies
Performance Monitoring & Reporting
Track daily and monthly KPIs through MISConduct regular performance reviews with teamsDrive corrective actions for performance gaps
Compliance & Governance
Ensure adherence to regulatory and internal guidelinesSupport audits and ensure timely closure of observations
Desired Profile
Qualifications and Skills
8+ years of experience in financial services / rural lending businessPost-Graduate Degree in Management (MBA/PGDM) / Finance / Rural Management / Social WorkProven track record in loan originations, collections, and team leadership.Strong people-management skills with experience in handling large field team and supervisors.
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