Role Overview
We are seeking a highly skilled and motivated Senior Manager-Financial Planning & Analyses to join our team in Bangalore to support our client in the UK. This is a key role supporting strategic financial planning, forecasting, and performance analysis across their lending portfolios and structured funding vehicles.
You will work closely with the CFO and senior leadership of the client organization to provide analytical insights, maintain robust Excel-based financial models, and support /act as the finance business partner. You will assist in modelling out funding strategies and the impact thereof. This is a unique opportunity to be part of a high-growth, innovative lender where you will gain exposure to securitisation structures, warehouse funding, and capital markets.
Key Responsibilities
Financial Planning & Forecasting
Develop and maintain detailed financial forecasts and business models across multiple lending products (BTL, Bridging, etc.)
Lead the annual budget process and rolling forecasts, ensuring alignment with strategic objectives
Prepare financial projections for internal and external stakeholders, including investors and funding partners
Performance Analysis & Reporting
Analyse loan book performance, profitability by product, and portfolio KPIs
Provide monthly variance analysis, board reporting packs, and scenario modelling
Track and report on loan originations, redemptions, delinquencies, NIM/NPM, and monitor lender covenants
Funding & Securitisation Support
Provide financial modelling and analytics support for warehouse funding lines, securitisation vehicles, and SPVs
Liaise with treasury and capital markets teams to evaluate funding structures and funding costs
Support covenant monitoring, stress testing, and investor reporting requirements
Business Partnering & Strategy
Act as a finance business partner to credit, risk, treasury, and operations teams
Contribute to new product development and strategic initiatives by providing financial insight and modelling
Evaluate financial implications of pricing, risk, and operational decisions
Key Requirements
Qualifications & Experience
Qualified accountant (CA, ACA, ACCA, CIMA or equivalent)
Minimum 5+ years of relevant experience in FP&A, structured finance, lending or related financial services
Prior experience in a lending environment (BTL, bridging, real estate finance, or mortgages)
Exposure to warehouse funding lines, securitisations, and special purpose vehicles (SPVs)
Technical & Analytical Skills
Advanced Excel modelling skills (loan performance, cashflow waterfalls, stress scenarios, funding cost models)
Strong understanding of lending products, credit risk metrics, and portfolio analytics
Comfortable handling large datasets and using BI tools (Power BI, Tableau or similar desirable)
Personal Attributes
Commercially minded, with the ability to think strategically while being detail-oriented
Self-starter, comfortable working in a dynamic, fast-paced environment
Strong communication skills – able to convey complex financial topics clearly
High integrity, professionalism, and discretion with sensitive financial data
