Moneyratna Group
Website:
moneyratnagroup.com
Job details:
Company Description Moneyratna Group is a values-driven organization that prioritizes human dignity, individual rights, and real-world needs across all areas of its business. The team brings years of combined expertise in diverse economic disciplines, creating a distinctive approach to financial services. The company aims to communicate about commerce in a way that counters hostile and self-centered market attitudes by emphasizing human concern and integrity. Moneyratna Group is committed to maintaining honesty in every interaction and fostering a respectful, people-centered work environment.
Role Description The Microfinance Manager is a full-time, on-site role based in Thrissur. This role is responsible for overseeing microfinance operations, including managing loan portfolios, monitoring repayment performance, and ensuring compliance with internal policies and regulatory requirements. The Microfinance Manager will guide field teams, review credit assessments, approve or recommend loan applications, and implement risk management practices. The role includes preparing financial and operational reports, analyzing data to improve outreach and sustainability, and maintaining strong relationships with clients, local communities, and partners. The Microfinance Manager will also contribute to product development, process improvements, and staff training to support responsible and inclusive financial services.
Qualifications
- Candidates should possess strong analytical skills to interpret financial data, assess credit risk, and support informed decision-making.
- Candidates should possess skills in finance and financial services to manage microfinance products, loan portfolios, and client relationships.
- Candidates should possess accounting skills to ensure accurate record-keeping, reconciliation, and reporting of microfinance transactions.
- Candidates should possess auditing skills to review processes, ensure compliance, and maintain internal controls and transparency.
- Relevant experience in microfinance, banking, or financial inclusion programs is highly beneficial.
- Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field is preferred.
- Strong communication and interpersonal skills, with the ability to work respectfully with diverse clients and teams.
- Proven ability to lead teams, manage operations, and meet performance targets while upholding ethical standards.
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