Website:
ubisl.co.in
Job details:
Company Description UBI Services Limited (UBISL) is a wholly owned subsidiary of Union Bank of India, a leading public sector bank headquartered in Mumbai. Established in 1999, the company began as a primary dealer in government securities and treasury bills and has since expanded into institutional broking, mutual fund distribution, and trading in various government and money market instruments. UBISL is now growing its retail-focused services by acting as a distribution arm of Union Bank of India for housing and vehicle loans. The company offers end-to-end support to individuals, from free consultation on property or car search to arranging loans, aiming to deliver comprehensive financial solutions and doorstep service to prospective clients.
Role Description This is a full-time, on-site role based in Noida for a Home Loan Business Professional. The role involves identifying and engaging prospective home loan customers, explaining available housing loan products, and guiding clients through eligibility, documentation, and application processes. The professional will conduct property-related due diligence, coordinate with internal bank teams for loan approvals, and follow up with customers to ensure timely completion of all formalities. Daily responsibilities include maintaining accurate records of leads and conversions, providing high-quality customer service, and meeting assigned business targets while complying with regulatory and organizational standards. The role requires regular field visits, relationship-building with real estate partners, and proactive support to clients from initial consultation through disbursement.
Qualifications
- Candidates should possess strong knowledge of the Mortgage Industry and housing loan products.
- Candidates should possess excellent Communication skills, including clear verbal and written interaction with clients and internal stakeholders.
- Candidates should possess solid Customer Service skills, with a focus on client satisfaction and long-term relationship-building.
- Candidates should possess experience in Mortgage Lending and Loans, including assessment of eligibility, documentation, and basic credit understanding.
- Relevant skills such as sales aptitude, negotiation, and lead generation experience in financial services or banking.
- Ability to work on-site, manage field activities, and use digital tools for tracking leads and applications.
- Minimum educational qualification: graduate degree in any discipline; a background in finance, business, or commerce is an advantage.
- Prior experience in home loan distribution, retail banking, or NBFC loan services is preferred but not mandatory.
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