Website:
kotak.bank.in
Job details:
🚀 Exciting Career Opportunity at Kotak Mahindra Bank for a Credit Manager role in SBE/BL (Secured & Unsecured) Credit team based at Delhi, Meerut and Dehradun.
Inviting all CA experienced folks for an excellent opportunity to build your career with one of India’s leading private sector banks
*Position Details:
- Position: Credit Manager – Business Loan/ SBE
- Location: Delhi, Meerut and Dehradun
- Grade: Manager, Sr Manager and AVP (M3/M4/M5)
- CTC: As per industry standards
*Job description :
We are looking for a Credit Managers who would be responsible for Processing of loan applications under surrogate & financials.
Selected candidate would be responsible for evaluating and managing the creditworthiness of potential business borrowers, assessing risks, and ensuring compliance with company credit policies.
He/ She would analyze financial information, monitor loan performance, and manage collections, ultimately minimizing financial risk and maximizing profitability for the lending institution.
*Role & responsibilities :
Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness.
Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms.
Approving or rejecting loan applications based on creditworthiness and adherence to company policies.
- Credit Limit Determination:
Setting appropriate credit limits for approved loans, ensuring they align with the borrower's financial capacity and risk profile.
Continuously monitoring the performance of existing loans, identifying early warning signs of potential defaults, and taking necessary actions to mitigate risks.
Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, as well as external stakeholders, such as borrowers and industry professionals.
Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders.
✅ Eligibility Criteria :
📌 Experience: 2-6 Years relevant experience in Secured & Unsecured Underwriting
📌 CA/ MBA-Finance – Full Time
🤝 Decent understanding of assessing audited financials, banking analysis and bureau reports knowhow
🤝 Expertise in MS office and Loan application systems preferred.
🤝 Should be competent in Sensing loan purpose, customer interaction, deliver in defined risk framework and uptime task completion etc.
📌Location: Need local candidates from Delhi, Meerut and Dehradun
💼 Join Kotak Mahindra Bank and become part of a high-performance team driving growth in the secured lending business
📩 Apply Now on this excellent opportunity !
Click on Apply to know more.
