QAQC Analyst

WHO WE ARE:

Xactus (pronounced ‘Zac-tus’) is the leading verification innovator for the mortgage industry. We have over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus works closely with our clients to digitally integrate a 360° approach to verification across their workflows. As a result, lenders can easily access the technology necessary to meet consumer demands for a modern mortgage experience with industry-leading speed, reliability, and accuracy – while also closing more loans more quickly with greater profitability.

Xactus is proud to provide a friendly work environment that is primarily remote (unless specifically a hybrid or on-site role). Our remote workforce provides many opportunities for you to enhance your skills while maintaining a healthy work/life balance.

Our top-notch financial leadership team prioritizes building talent. If you are curious and searching for a change that will be fun and rewarding, please reach out to us! We would love to have you on our team!

WHO YOU ARE:

You are a career-minded, driven individual who is looking for a position that challenges you and supports your professional development.

THE BENEFITS WE OFFER:

A friendly, supportive environment which is highly rated by Xactus employees. Feedback from our employees says: 'The people I work with treat each other with respect,' 'I feel accepted by my coworkers,' and 'The person I report to cares about me as a person.'

Xactus offers medical, vision and dental insurances, bonus programs, fitness reimbursement and other healthy life-style programs through our benefits carrier, 401k plan with a company match, short and long-term disability, life insurance, accident and critical illness insurance, health savings account, flexible spending account, employee assistance program, legal services, employee discounts and more.

Summary:

Efficiently and accurately calculate qualifying ratios, recognize and comment on common red flags or potential issues in compliance with all documented departmental Policy and Procedures.

ESSENTIAL FUNCTIONS:

The following is a list of essential functions, which is subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function based on business needs or at its sole discretion.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Responsible for inputting or updating all loan data and information used by the QA/QC Auditor, into the Quality Control system.
• Provides timely and accurate completion of assigned workflow.
• Maintains company productivity and quality standards.
• Maintains effective record keeping for all reviews performed.
• Communicates effectively and efficiently to all parties involved in loan quality review process.
• Performs other duties as assigned by the department manager.

QUALIFICATIONS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND/OR EXPERIENCE:

• Associates degree in business, or related field; or equivalent work experience.
• Three-year history in a related field such as mortgage loan processing, loan officer, mortgage documentation specialist, or similar
• Solid computer skills.
• Ability to communicate effectively both written and orally; effective listener.
• Detail oriented; analytical ability; able to prioritize and organize; self-starter.
• Works well independently and with others; team motivated.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exits.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule forms.
• Basic math skills.
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical solutions
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

WORKING CONDITIONS:

• Traditional office environment with low-to-moderate office noise (computers, phones and business conversations). The position may be remote from main offices.
• May require occasional travel.
• May require flexibility in hours.

PHYSICAL DEMANDS:

Xactus promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and team members. Please contact your supervisor with questions regarding the physical demands of this position.

•  Lifting/carrying up to 10 lbs.
•  Manual dexterity for computer work
• Speaking, hearing and vision are required to perform essential functions.

ADDITIONAL INFORMATION REGARDING EMPLOYMENT WITH XACTUS:

If applying for a position at Xactus, candidates must be a resident of the United States, and should be authorized and eligible for employment in the United States. Xactus does not provide visa sponsorship at this time. 

If hired to work at Xactus, employment is contingent upon successful completion of required background checks (including but not limited to federal and state criminal history checks, employment history verification, education verification, credit history check) and pre-employment drug screening. 

No agency submissions, please. We do not accept unsolicited resumes from third-party recruiters.

Provides verification and credit reporting for mortgage lenders.