Report

Treasury Markets Analyst

Salary

$64k - $81k

Location

Littleton or Littleton

JobType

full-time

About the job

Info This job is sourced from a job board

Overview

About the role

Job Title: Treasury Markets Analyst

Department: Finance

Department Location: Littleton, MA

Reports to: VP, Finance & Accounting

Career Stream: Individual Contributor

Classification: Hybrid

Onsite Frequency: Works on-site at HQ more than 10 days per month with assigned workspace

Pay Grade: 10

FLSA Status: Exempt

Pay Grade Range: $64,825.00 - $81,032.39

Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

FUNCTION:

This individual plays a key role in supporting the Credit Union’s Finance and Secondary Markets functions through rate lock execution, pricing and pipeline controls, cash and investment support, liquidity monitoring, and financial modeling. The role is responsible for day‑to‑day lock desk operations, daily liquidity oversight, investment reporting support, and operational execution tied to balance sheet strategy.

ESSENTIAL JOB DUTIES AND RESPONSIBILITIES:

This position contributes to strategic balance sheet initiatives including interest rate risk analysis, capital and liquidity stress testing, and pricing analytics. The role supports policy adherence, assists with internal and regulatory reporting, and collaborates across Finance, Lending, Accounting, and Retail teams to maintain an efficient, controlled, and resilient financial position.

Cash, Liquidity & Collateral Management

Support daily liquidity monitoring and short‑term cash flow forecasting to assist funding and balance sheet management decisions.
Assist with collateral management and reporting for FHLB, FRB, and other secured funding arrangements, ensuring accurate pledge and utilization tracking.
Maintain liquidity dashboards and supporting analytics used for internal monitoring, ALCO reporting, and regulatory compliance.

Financial Modeling & ALM Support

Gather, validate, and transform data for use in asset/liability modeling, interest rate risk analysis, and capital and liquidity stress testing using ALM First and supporting systems.
Prepare ALCO, Pricing Committee, and Board reporting materials, including analytical exhibits, variance explanations, and supporting schedules; record ALCO meeting minutes and action items.
Build, enhance, and maintain Excel‑based tools for scenario analysis, pricing evaluation, and ad hoc financial modeling to support balance sheet strategy and management decision‑making.

Lock Desk & Pricing Operations

Execute daily rate lock, relock, extension, and modification activity in accordance with pricing parameters, investor guidelines, and internal policy.
Review and validate pricing requests, reconcile daily lock activity, and resolve pricing discrepancies in coordination with Lending, Secondary Markets, and Accounting.
Monitor pipeline activity, lock expirations, and fallout risk; identify and escalate unusual lock or pricing activity as needed.

Reporting, Controls & Cross‑Functional Support

Support internal, audit, and regulatory reporting requests by preparing schedules, narratives, and supporting documentation related to treasury, lock desk, and balance sheet activities.
Serve as a liaison between Finance, Accounting, Lending, and Secondary Markets to ensure accurate data flow, timely reconciliations, and consistent reporting across systems.
Assist with policy adherence, model documentation, and process controls related to pricing, liquidity monitoring, and balance sheet reporting.

Other Duties

Adhere to all WCU policies, procedures, and guidelines.
Participates in department and/or organizational projects as directed.
Performs other tasks or functions as required, requested, necessary, or prudent from time to time.
Maintains confidentiality of all member and credit union information and data.
Regularly demonstrates behaviors as defined by the credit union’s Fundamentals, which are part of the Workers Way culture program.

Education

Bachelor’s degree in finance, accounting, or equivalent experience

Experience

Strong analytical and quantitative skills.
High attention to detail and accuracy when working with financial data.
Proficiency in Excel (pivot tables, lookups, basic modeling).
Clear communicator with the ability to collaborate across teams.
Interest in mortgage finance, capital markets, or financial operations.

Knowledge/Skills/Abilities/Competencies

Highly organized with the ability to manage multiple priorities.
Strong problem-solving mindset with curiosity to understand how systems and processes work.
Collaborative and comfortable working with diverse teams.
Clear written and verbal communication skills.
Commitment to confidentiality, accuracy, and regulatory compliance.

Work Environment

Hybrid Work Environment: This position offers a hybrid work environment, combining remote work with regular on-site days at the Littleton Headquarters. This work environment is subject to change based on business needs.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

This is a largely sedentary role.
While performing the duties of this job, the employee is regularly required to stand, talk, hear, and use hands and fingers to handle, feel or operate objects, tools, or controls and to reach with hands and arms.
This role routinely uses standard office equipment such as computers, phones, photocopier/scanner, filing cabinets, and fax machines.
Ability to travel to other work locations as required.

About Workers Credit Union: Since 1914, Workers Credit Union has existed to Improve the Daily Lives of our Members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 Billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the future!

Benefits:

Comprehensive medical, dental and vision plans
Basic life and AD&D insurance, short-term disability and long-term disability
15+ days of paid time off (PTO) per year
Up to 16 hours of volunteer time off (VTO) per year
11+ paid holidays
401(k) that includes a Safe Harbor Match of up to 4%.
Tuition Reimbursement Program
Mental health resources including an Employee Assistance Program (EAP)
Individualized learning and development programs

EEO Statement: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

About the company

Member-owned institution providing personal and business banking services.

Skills

Excel

ALM First