Credila Financial Services Limited
Company:
https://www.linkedin.com/company/credilafinserv
Seniority: Mid-Senior level
Industries: Technology, Information and Media
Job details:
About the Company
Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.
Key roles and responsibilities
- Lead the architectural design and technology roadmap for the LOS system across all lending verticals.
- Collaborate with cross-functional teams including business, operations, product managers, and development teams to deliver scalable, secure, and high-performing LOS solutions.
- Provide architectural governance, code quality oversight, and best practices for solution development and deployment.
- Translate complex business requirements into technical solutions, ensuring alignment with enterprise architecture standards.
- Ensure system design supports high availability, fault tolerance, and performance optimization for large-scale lending operations.
- Evaluate, recommend, and implement new tools, technologies, and processes to improve the LOS ecosystem.
- Guide internal and vendor development teams in adopting best-in-class architectural practices.
- Participate in RFP evaluations and vendor selection for LOS systems or associated components.
- Ensure robust data management practices, data privacy compliance, and security frameworks are integrated into system design.
Qualifications & Experience
- Bachelor’s/master’s degree in computer science, Information Technology, or related field.
- 14–18 years of experience in software architecture and enterprise application development.
- Minimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.
- Strong experience with digital lending platforms, microservices architecture, and workflow engines.
- Expertise in integrating with credit bureaus, KYC platforms
- Solid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.
- Experience in agile delivery, DevOps practices, and distributed system architecture.
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