Varsal Terra Technology Pvt. Ltd.
Website:
varsal-terra.com
Company:
https://www.linkedin.com/company/varsal-terra-technology
Seniority: Associate
Industries: IT Services and IT Consulting
Job details:
Job Title : Business Analyst – Transaction Banking & Payments
Locations to choose: Any one of these locations (Bangalore , Delhi, Gurgaon, Noida , Pune , Mumbai).
Notice Period: Less than 60 Days (90 Days notice period is not considered) , Early or immediate joiners prefered.
Role Summary
We are seeking an experienced Business Analyst with strong Transaction Banking and Payments domain expertise to
support large-scale digital transformation initiatives across Domestic & International Payments and Wallet journeys.
The role requires deep understanding of end-to-end payment lifecycles, strong business acumen, and hands-on experience delivering digital journeys in Agile environments while working with global stakeholders.
Key Responsibilities
Lead requirements elicitation through stakeholder interviews, workshops, and working sessions
Develop business cases for transformation initiatives and support benefits realization tracking post-implementation
Create and maintain BRDs, Functional Specifications, process maps, and journey documentation
Develop use cases, wireframes, flow diagrams, RTM, and business flows for Technology and QA teams
Own product delivery artifacts including product roadmaps, epics, user stories, acceptance criteria, and prioritized backlogs using Jira & Confluence
Proactively identify dependencies, risks, assumptions, and testing inputs and communicate them early
Support test planning, defect triage, and User Acceptance Testing (UAT)
Prepare documentation and reporting for working groups, governance forums, and steering committees
Track milestones, manage delivery risks, and escalate variances as required
Support go-live readiness, tollgate approvals, and post-implementation reviews
Mandatory Experience & Skills
8+ years of overall experience with minimum 2+ years as a Business Analyst in Banking / Financial Services
Strong Payments Domain Expertise Including
- Domestic & Cross-Border Payments, SWIFT
- ISO 20022 / ISO 15022, SEPA
- Wallets, P2P transfers, mobile and bill payments
- Cards: Credit, Debit (online/offline), Prepaid, Virtual
- FX engine
- Payments Operations
Proven experience delivering end-to-end digital transformations with ownership (Retail Banking required)
Solid understanding of the complete payment transaction lifecycle
Hands-on experience working in Agile delivery models (Scrum / SAFe) beyond ceremonies
Strong proficiency in Jira and Confluence for backlog management and documentation
Ability to translate complex business requirements into clear, concise artifacts without excessive technical jargon
Strong stakeholder management skills
Preferred / Good To Have
Prior experience working with Global Stakeholders
Experience in large-scale payments transformation programs
Exposure to Core Banking / Payments platforms (Finacle, FIS, TCS BaNCS, etc.)
Experience working with global banks or international geographies
MBA from a Tier-1 B-School
Certifications (Good to Have)
CBAP, CSPO, CSM, SAFe, PMP, PRINCE2
Skills: senior stakeholder management,payments,wallet journeys,digital transformation,banking ba,jira,confluence,technical requirements gathering,customer journey mapping,brds,agile,transformation ba,payments lifecycles,transaction banking,global banking,risk assumptions,swift
Click on Apply to know more.
