Credit Saison India
Website:
creditsaison.in
Company:
https://www.linkedin.com/company/creditsaison-india
Seniority: Not Applicable
Industries: Financial Services
Job details:
About Credit Saison
Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.
Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI)and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.
Currently, Credit Saison India has a branch network of 80+physical offices,2.06 million active loans, an AUM of over US$2B and an employee base of about approx ~2000 employees.
Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.
Saison International is the international headquarters (IHQ)of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.
About The Role
As a Product Manager within our Embedded Finance Partnerships Vertical, you will sit at the crucial intersection of technology, business strategy, and ecosystem collaboration. You will be responsible for launching new partnerships, scaling existing ones, and deeply understanding the technical fabric of our lending stack.
This is an execution-heavy, high-impact role where you will own core modules of the lending journey, working closely with India’s top consumer apps to deliver seamless credit experiences.
What The Role Involves (Responsibilities)
- Launch & Scale Partnerships: Lead the end-to-end product integration in the Personal Loan vertical and go-live for new strategic Lending Partnerships that align with our long-term vision.
- End-to-End Product Lifecycle: Manage existing product integrations with LSPs, ensuring their continuous growth, optimization, and seamless operation.
- Module Ownership: Take complete ownership of critical features within modules (underwriting, KYC, mandate registration, disbursal) — from initial solutioning and tech delivery to post-launch monitoring—ensuring perfect alignment with our broader lending stack.
- Funnel Optimization: Own the conversion and lending funnel metrics for your specific partnerships, constantly identifying bottlenecks and improving throughput.
- Cross-Functional Leadership: Collaborate closely with Business, Operations, Risk, and Compliance teams to jointly drive and achieve key business outcomes.
- Data-Driven Decision Making: Analyze complex datasets to make rational, strategic product decisions in fast-paced, dynamic environments.
- Tech Collaboration: Work hand-in-hand with engineering teams to map out technical requirements and jump in to help diagnose and resolve critical production issues when necessary.
What You Can Expect
- Top-Tier Exposure: Partner and collaborate directly with some of the largest, most influential consumer applications in the country.
- True Ownership: Enjoy complete autonomy over the product roadmap and end-to-end delivery for the partnerships and features under your purview.
- 360-Degree Lending Expertise: Gain deep, holistic exposure to the entire fintech ecosystem, working across LOS (Loan Origination Systems), LMS (Loan Management Systems), KYC, automated workflows, risk management, and analytics.
What This Role Does NOT Offer
- B2C Design Focus: This is primarily a B2B2C role. If you are looking to spend your days conducting user interviews with end-consumers or obsessing over consumer-facing UI/UX design, this might not be the right fit. Our focus here is on robust APIs, system architecture, workflows, and platform scalability.
Key Requirements
- Core Experience: 1-3 years of product management experience, with a mandatory background in Lending or the broader Fintech lending ecosystem.
- Technical Familiarity: Hands-on experience with API integrations is highly desirable. You should be comfortable reading API documentation and understanding system interactions.
- Collaborative Track Record: Proven experience working effectively alongside engineering and data science teams to ship technical products.
- Regulatory Awareness: Prior experience working within a regulated financial environment or understanding RBI guidelines is a significant plus.
- Analytical Mindset: Strong problem-solving skills with a knack for turning data into actionable product iterations.
Click on Apply to know more.
