Website:
sgsnassociates.com
Job details:
About the Role
SGSN Associates Pvt Ltd is hiring a US Mortgage Compliance Specialist to support our anchor US mortgage client. This is a full-time, on-site role based in Dehradun. You will work closely with our delivery and technology teams to ensure all mortgage operations, disclosures, and processes meet US federal and state regulatory standards — including TRID, RESPA, ECOA, and related guidelines. Success in this role means becoming the compliance backbone of our mortgage delivery team, enabling our US clients to operate with confidence and audit-readiness.
Responsibilities
- Review and audit loan files for compliance with TRID (Loan Estimate & Closing Disclosure timing and tolerance rules), RESPA, and applicable federal/state regulations
- Monitor APR tolerance thresholds and flag Change of Circumstance (COC) triggers, coordinating corrective disclosures within required timelines
- Support the preparation and review of compliance documentation, including disclosures, adverse action notices, and fee worksheets
- Maintain working knowledge of Fannie Mae, FHA, and conventional loan guidelines and their compliance implications
- Assist with internal audits, compliance checklists, and quality control reviews of loan origination workflows
- Collaborate with technology and operations teams to identify compliance gaps and recommend process improvements
- Stay current on CFPB guidance, regulatory updates, and changes to federal/state mortgage laws
- Support responses to client compliance questionnaires, audits, and information security assessments
Qualifications
- 2–5 years of experience in US mortgage compliance, loan processing, or quality control
- Strong understanding of TRID, RESPA, ECOA, HMDA, and related US mortgage regulations
- Familiarity with Loan Origination Systems (LOS) such as Encompass, BytePro, or similar platforms
- Experience with disclosure timelines, APR calculations, and fee tolerance buckets
- Excellent written and verbal communication skills in English — ability to draft compliance memos, audit findings, and client-facing reports
- Detail-oriented with strong analytical and documentation skills
- Experience working with US clients or in a US mortgage BPO/KPO environment preferred
- Bachelor's degree in Finance, Law, Business, or a related field
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