Button Finance
Website:
buttonfinance.com
Job details:
Button Finance is looking for a dynamic and seasoned Team Lead to spearhead our Disclosure Desk operations. If you are a TRID expert with a proven track record of managing high-performing teams and mastering the end-to-end disclosure lifecycle, we want to hear from you.
Job Summary
As the Team Lead for the Disclosure Desk, you will be responsible for overseeing the accurate preparation, compliance review, and timely delivery of all mortgage disclosures. You will serve as the technical authority on Initial Disclosures (LE) and Revised LEs,. This role requires a leader who can balance technical processing expertise with team mentorship to ensure 100% regulatory compliance.
Key Responsibilities
- Operational Oversight: Manage the end-to-end workflow for Initial Disclosures (LE) and Revised LEs.
- COC Management: Oversee the Change of Circumstance (COC) process, ensuring valid reasons are documented and re-disclosures are issued within regulatory timelines.
- Process Integration: Seamlessly bridge the gap between Disclosure and Closing workflows to ensure loan file integrity.
- Escalation & Troubleshooting: Act as the final point of contact for complex issues regarding rate locks, fee variances, and Compliance Tests.
- Team Leadership: Mentor, train, and manage a team of 5+ members; conduct quality audits and root cause analysis (RCA) for any disclosure defects.
- Compliance: Ensure strict adherence to federal and state regulations (TILA, RESPA, TRID) and implement updates as regulations evolve.
- Reporting: Maintain productivity dashboards and prepare compliance reports for management and regulatory reviews.
Required Qualifications
- Experience: 5+ years in US mortgage operations, with at least 3+ years specifically in Disclosure Desk/Closing.
- Technical Mastery: Deep hands-on experience with Initial LE, Revised LE, CD, Revised CD, and COC protocols.
- Leadership: Minimum 2 years of experience managing a team (5+ members) within a Disclosure or Closing environment.
- Software: Proficiency in Encompass is mandatory.
- Regulatory Knowledge: Expert-level understanding of TRID and compliance testing.
Preferred Skills
- Automation: Advanced Excel/Google Sheets skills for creating dashboards and reporting.
- Communication: Exceptional verbal and written English for stakeholder management (Slack, Email, Google Meet).
- Analytical: Strong ability to troubleshoot discrepancies in pricing, fees, and tolerances.
Logistics & Benefits
- Shift: Fixed US Shift
- Mode of Work: 100% Work From Home (Remote - India)
- Job Type: Full-time
- Joining: Immediate joiners preferred
How to Apply
Interested candidates can share their resume at debim@buttonfinance.com.
Please include the following details in your email:
- Current CTC (INR):
- Expected CTC (INR):
- Notice Period:
- Experience with LE/CD/COC (Years):
Click on Apply to know more.