Tata Consultancy Services
Website:
tcs.com
Job details:
TCS BPS Hiring for Financial Spreading & Financial Ratios-Bangalo
Walk-in Details
Min Exp: 2yrs-6yrs
Location: Tata Consultancy Services Ltd, Think Campus, Electronic City Phase 2, Bengaluru - 560100
Time- 8:30 AM - 11:30 AM. Saturday
Interview Date- 11th April 2026
Contact Person - Mr. Dinesh
EP Registration in mandatory in TCS iBegin portal.
Note: Creating Unique Registration Number (EP ID) is mandatory to attend interview.
Below are the steps to create.
Step 1: Visit https://ibegin.tcsapps.com/candidate/jobs
Step 2: Click to login
Step 3: Click New user (Register with us)
Step 4: Select "BPO" (in areas of interest) and complete the registration. (Fill the details)
Step 5: Once completed, your TCS No would be generated which starts with EPCN2026XXXXX
Step 6: You will receive the EP number on your registered personal e-mail ID.
Step 7: Upon confirmation you can upload your CV and complete the application form process
Job Requirement:
Any full-time graduate (10+2+3).
Immediate joiners are preferred.
Willingness to work in any shifts.
Mode of Salary credit should be through banks from all the employers (No cash in hand)
All educational and employment documents are mandatory to have.
Things need to carry for Interview
ID Proof (Original)
Passport Size Photograph
All Education Documents
All Qualification Documents
Role & responsibilities :
Responsible for analyzing and standardizing borrower financial statements for ratio analysis, trend analysis, cross-borrower comparison, Financial spreading, covenant monitoring, and credit review.
- Conduct in-depth reviews of Balance Sheet, Income Statement, and Cash Flow Statement, including relevant notes to accounts.
- Classify income, expenses, assets, liabilities, and cash flows in accordance with the banks prescribed guidelines.
- Coordinate with Credit Managers/Relationship Managers to obtain borrower financials or source them from public domains.
- Ensure high accuracy while updating validated data in the banks financial platform.
- Perform ratio analysis and covenant monitoring, including marking off and reviewing covenants in client-required applications.
- Manage workflow applications by raising queries, requesting missing documents, and addressing covenant headroom, breaches, and margin variances.
- Verify that all balances reconcile with financial statements after spreading is completed.
- Generate reports on the banks financial platform to calculate ratios and risk metrics.
Preferred candidate profile :
- Excellent organizational, verbal, and written communication skills.
- High attention to detail with strong analytical and problem-solving abilities.
- Proficiency in Microsoft Office applications.
- Ability to work independently and collaboratively within a team environment.
- Knowledge of financial spreading systems is an advantage.
- Familiarity with UK accounting standards (IFRS) is a plus.
- Minimum 2 years experience in financial spreading, and covenant monitoring process.
- Strong grasp of UK GAAP, IFRS, and UK credit risk frameworks.
- Experience with financial spreading tools (e.g., Moodys, S&P, Excel models).
PFB the norms to be followed during the Interview process.
- We will not hold responsible for any loss of original certificates viz, (X / XII / Graduation, PG, any other certificates etc.). It is the sole responsibility of the candidates.
- Two / four-wheelers can be parked in the parking area.
- Candidates must wait in the lounge.
- Water dispensers are available.
- Rest rooms are located near the wash area of cafeteria.
TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If at all you notice the above, please bring it to our attention immediately".
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