Senior Compliance Manager

Who We Are

The world is moving towards instant digital payments and TabaPay is leading the way. We help thousands of Fintechs in the US and Canada instantly move money in and out of accounts and we are actively expanding into other countries. Our customers represent the hottest verticals in the financial service industry such as neobanks, challenger brokers, crypto traders, gaming and wallets. TabaPay is a highly profitable rocketship that processes billions of dollars each year. To learn more visit www.tabapay.com.

About the Role

As a Senior Compliance Manager at TabaPay, you will play a critical role in assessing & supporting merchants and partnerships. This includes leading merchant due diligence, demonstrating & developing subject matter expertise on our clients and use-cases, and driving improvements in processes and documentation. The role requires strong project management and communication skills to effectively collaborate with internal teams, bank partners, network partners, and clients. This is an individual contributor role.

What You’ll Do

• Lead Compliance Reviews as part of TabaPay's merchant boarding process. You will take the lead on Customer Due Diligence & Enhanced Due Diligence.
• Assess prospective opportunities with complex compliance requirements.
• Contribute to overall solutioning required to support clients with complex use-cases.
• Evaluate use cases to determine regulatory requirements and supportability with Partner Banks and Payment Networks.
• Review effectiveness of our clients’ regulatory policies and controls.
• Recommend approval status of clients based on compliance review findings.
• Act as a key liaison between clients, banks, and payment networks to facilitate approvals and sponsorships by clearly articulating business models and payment use cases.
• Build relationships with partner banks, with a focus on understanding their risk appetite and bank-specific requirements.
• Enhance our Team’s standard operating procedures and compliance policies.
• Oversee and execute special projects related to specific client needs.
• Design, document, and enforce compliance-related processes.
• Contribute to strategic risk management discussions, internal training documentation and knowledge-sharing initiatives.

Who You Are

• 6+ years of experience in the payments industry in a Compliance or Underwriting role. Candidates with previous experience working for a Payment Processor, Payment Facilitator, Acquiring ISO, MSB or Acquiring Bank preferred.
• Extensive experience conducting due diligence throughout the client lifecycle.
• Subject matter expertise in Licensed Money Movement, BSA/AML Regulations, Customer Due Diligence (CDD), Sanctions & OFAC, Control Testing, and related compliance areas.
• Understanding and experience with Card Payments, ACH Payments, or Real-Time Payments, including associated rules and regulations.
• A self-starter with a “builder” mentality, capable of thriving in a fast-paced startup environment. Passion for fintech, innovation, and emerging payment trends.
• Strong process improvement mindset with experience in designing, refining, and automating processes.
• Analytical thinker with the ability to translate complex regulatory requirements for various stakeholders.
• Skilled at managing competing priorities and demonstrating client intuition.
• Excellent verbal and written communication skills with customer-facing experience.
• Experience with Jira, Jotform and productivity softwares.
• Bachelor’s Degree in a related field.
• ACAMS or similar certification not required but considered a plus!

The pay range for this position is $140,000; however, base pay offered may vary depending on job-related knowledge, skills, and experience. In addition to a full range of medical, financial, and/or other benefits as listed below, dependent on the position offered.

This position is hybrid, requiring in-person attendance 2-3 times a week attendance at our Palo Alto, CA HQ or our New York office.

Benefits

TabaPay offers the following benefits:

• 100% employer-paid health care insurance including medical, dental, vision, and life insurance (for employee only)
• Employer 401K Matching
• Generous and Flexible PTO

EEO Employer: TabaPay is an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or any other protected classification.