Credit Analyst - SME ME

As a Standard Chartered Relationship Manager in SME Banking, you'll be responsible for managing and developing relationships with mid-sized and emerging corporates to drive business growth and meet the bank's strategic objectives. You'll provide exceptional customer service with the provision of financial solutions while managing operational risk and regulatory requirements. Key Responsibilities Quick turnaround on NTB and new deal proposals. BCA Quality: Overdue BCAs to be maintained within a 5% threshold. Credit reverts are to be kept to a minimum, with no more than 1 referback per BCA. Portfolio Control - Downgrade to GSAM < 90 days in EAR to be Nil. Audit – Overall grade satisfactory,100% commitment to code of conduct. Timely completion of mandatory e-learning. Conduct check thorough financial analysis of companies to evaluate their credit risk. Review financial statements, industry reports, and other relevant data to assess financial performance, liquidity, and solvency. Conduct credit ratings and recommendations based on analysis and industry knowledge. Monitor and track credit performance of existing clients to identify potential risks and opportunities Provide timely and accurate credit reports to internal and external stakeholders. Stay abreast of industry trends and regulatory changes to ensure compliance and best practices. Collaborate with relationship managers and other teams to support business development and risk management.

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.