Senior State Product & Pricing Manager, SE Hurricane

Why Join Stand: At Stand, you’ll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine.

We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices.

Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable.

Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can’t and operate with far less friction.

Role Summary: As our Senior State Product & Pricing Manager, SE Hurricane you’ll design and launch innovative homeowners insurance products in some of the country’s most complex, catastrophe-exposed markets. You’ll shape market strategy, lead regulatory filings, translate customer and risk insights into technology requirements, and continuously monitor product performance to drive refinement. As an analytical builder and product innovator, you’ll play a pivotal role in expanding Stand’s climate-first offerings and redefining homeowners insurance for high-risk regions.

Core Responsibilities:

• Develop and launch new homeowners, condo, and dwelling fire programs in catastrophe-exposed markets, including market strategy, regulatory filings, and business requirements for technology implementation

• Help create and monitor post-implementation reporting to constantly evaluate the performance of the business, including sales, underwriting quality metrics, and geographic spread of risk

• Gather and synthesize market intelligence via competitor rate filings, collaboration with Sales and Underwriting teams, and any other competitive intelligence we can source

• Resolve complex, company-wide challenges through critical analysis and cross-functional leadership

• Support other initiatives as strategic opportunities dictate

Core Competencies (Required)

• Min 5+ years of insurance product or state management experience with extensive exposure to ratemating, underwriting, and policy forms

• Min 3+ years of Homeowners experience

• Proven ability to build rating algorithms and monitoring templates, with the technical acumen and communication skills to deliver clear insights to leadership

• Florida-specific experience; other hurricane-exposed market experience is a plus

Software/Technical Experience

• Strong competency with Microsoft Excel

• Competency with geospatial mapping tools, such as ArcGIS or QGIS

• SQL or other data querying language preferred

• Experience creating within a business intelligence tool, such as Omni, Looker, PowerBI, etc. a plus

Compensation:

The annual base salary range for full-time employees in this position is $130,000 to $190,000 + meaningful Equity Grant.

Compensation decisions are dependent on several factors including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.

Benefits:

• Above-market Health, Dental, and Vision coverage

• Weekly lunch stipend

• Flexible time off + holidays

• 401(k) plan

• Commuter benefits

• Short-Term and Long-Term Disability

• Monthly team gatherings

• In-office perks

Work Authorization

Candidates must be authorized to work in the U.S. Stand does not sponsor new work visas. We can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

We are committed to providing reasonable accommodations for qualified individuals. If you require assistance

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.