Senior Officer, Branch Operations and Service Head, Consumer Banking Group

DBS Bank

Website: dbs.com
Job details:
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

JOB DESCRIPTION:

This position exists to managing and control the branch operations and for ensuring smooth functioning of the branch set up and contribute to achieving the P&L objective. This role would create the second in command for the Branch Manager.

The position is expected to accomplish a clean audit rating by handling transactions in line with regulatory and internal guidelines and also to meet the expectations of internal and external clients. This position is also expected to supervise and guide staff on all operational & P&L related deliverables.

Key Accountabilities

• Manage & supervise various functions of Operations of the branch as per defined process notes and in line with regulatory and compliance guidelines.
• Adherence to agreed TATs with business thereby ensuring customer satisfaction.
• Manage audit at branch and ensure minimum satisfactory rating at all times.
• Ensure that the workload distribution is done basis the volumes and transactions are authorised in a timely manner and with Zero errors.
• Handle exceptions, deferrals and ensure closure within timelines. Ensure MIS and reports are submitted in a timely manner.
• Maintain filing and documents maintenance as per filing process and quality initiatives taken at branch level.
• Process & Product improvement and initiatives to be taken through ideation and ensuring zero errors.
• Support branch target achievement through effective upselling and cross-selling to the customers
  
  

Job Duties & Responsibilities

• Manage & control all operational functions of the branch with zero errors.
• Ensure adequate coordination with centralized operations teams to maintain high quality service and internal and external customer satisfaction.
• Ensure timely receipt and submission of regulatory and other reports by the Branch.
• Participate in process improvement exercises within branch/cluster.
• Identify areas where productivity enhancement and cost reduction initiatives can be introduced.
• Initiate team meetings internally within Ops as well as with business teams of the branch and circulate minutes to all stake holders at regular intervals.
• Any other job duty and responsibility assigned to you by branch Head from time to time or on adhoc basis.
• Support and ensure delivery of the P&L objective for the branch
  
  

Experience

Minimum 4 to 6 years’ experience in General Branch Banking Operations out which at least 2 years in a supervisory or managerial capacity.

Education / Preferred Qualifications

The incumbent should hold a degree of graduation in any discipline. Additional qualifications in Banking/ Finance / Law or MBA would be an added advantage

Core Competencies

Knowledge of all aspects of branch banking and Operations. Good understanding and working experience of regulatory and compliance aspects relating to this.

Good interpersonal and communication skills to build & enhance customer relation and co-ordination with RMs & Centralized operations.

Leadership & management skills.

Technical Competencies

Sound knowledge of computer systems, ability to understand and work on different software packages for delivery of various banking products and services.

Analytical skills.

Location:

Krishnanagar

Job:

Operations

Schedule:

Regular

Employee Status:

Full time Click on Apply to know more.