Clix Capital
Website:
clix.capital
Job details:
Company Description Clix Capital is one of India’s fastest-growing lending NBFCs, focused on using technology and deep analytics to deliver innovative financial solutions to underserved MSMEs and the SME sector. The organization offers a diverse range of products including Business Loans, Healthcare Equipment Finance, School Finance, and Loans Against Property, supporting enterprises across various stages of growth. Clix Capital is driven by a commitment to empower entrepreneurial ambition by providing smart, easy, and accessible financing options. The company’s culture emphasizes resilience, innovation, and customer-centricity, making it an engaging environment for professionals seeking impact in the financial services space.
Role Description This is a full-time, on-site role based in Thane for a Senior Manager – Loan Against Property (Mortgages) Maharashtra. The role involves overseeing the end-to-end LAP portfolio across Maharashtra, including sourcing quality business, evaluating loan applications, and ensuring accurate credit assessment and risk management. The Senior Manager will manage customer relationships, coordinate with internal teams for smooth documentation, underwriting, and disbursal, and monitor portfolio performance to maintain asset quality. Day-to-day responsibilities include driving sales targets, mentoring the team, resolving customer issues promptly, and ensuring adherence to regulatory and internal compliance standards. The role also requires market intelligence gathering, competitor analysis, and supporting strategic initiatives to grow the LAP business sustainably.
Qualifications
- Strong expertise in Loan Servicing and Loans, including end-to-end processing, documentation, and disbursal for Loan Against Property products.
- Solid foundation in Finance with the ability to interpret financial statements, assess creditworthiness, and support sound lending decisions.
- Experience in Portfolio Management, including monitoring asset quality, managing delinquencies, and optimizing portfolio performance.
- Demonstrated Customer Service skills with a focus on building long-term relationships, resolving issues efficiently, and enhancing customer experience.
- Proven experience in mortgages/LAP or related retail lending in NBFCs or banks, preferably handling regional responsibilities.
- Strong analytical, negotiation, and decision-making skills, with attention to detail and familiarity with regulatory and compliance requirements.
- Ability to lead and develop teams, collaborate cross-functionally, and work effectively in a fast-paced, target-driven environment.
- Bachelor’s degree in Finance, Commerce, Business, or a related field; a postgraduate qualification in management or finance is an advantage.
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