SynergixServ Private Limited
Website:
synergixserv.com
Job details:
📢 We’re Hiring | Senior Health Underwriter
Department: Health & Employee Benefits
Experience: Minimum 5 Years
Location: Mumbai Thane
Employment Type: Full-Time
Are you an experienced Health Underwriter with strong medical risk assessment skills and a passion for making informed underwriting decisions? We are looking for a skilled professional to join our Health & Employee Benefits team.
🔹 Key Responsibilities
- Evaluate health insurance applications, including new business, reinstatements, additions, and deductible changes.
- Assess morbidity risks and determine appropriate risk classifications in line with underwriting and reinsurance guidelines.
- Review medical histories, complex cases, co-morbidities, and high-risk applications.
- Ensure accurate and timely case assessment within the prescribed 24–48-hour turnaround time.
- Communicate underwriting decisions, additional requirements, and case updates to relevant stakeholders.
- Manage exclusions, appeals, and reconsideration requests.
- Maintain underwriting guidelines, documentation, and compliance with applicable regulations.
- Collaborate with management and the Medical Director on complex underwriting cases.
- Support audits, reinsurance administration, case management, and training initiatives.
✅ Required Qualifications & Experience
- Minimum 5 years of underwriting experience.
- Bachelor’s degree in Business, Science, or equivalent professional experience.
- FLMI and FALU designations are mandatory.
- Strong knowledge of health underwriting principles, medical risk assessment, and reinsurance guidelines.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft Office applications.
- Strong analytical, organizational, decision-making, and problem-solving skills.
🎯 Ideal Candidate Profile
A detail-oriented professional who can independently evaluate complex medical cases, manage competing priorities, maintain confidentiality, and deliver accurate underwriting decisions within defined timelines.
📩 Interested candidates: Apply through LinkedIn or share your updated CV at [esha.c@synergixserv.com].
Know someone who would be a great fit? Please share this opportunity with your network!
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