Senior Credit Manager Incharge - Madhya PradeshHiranandani Financial Servicesfull-timeRequired skillsbusiness objectivesAbout the role Hiranandani Financial Services Website: hfs.in Job details: Job Responsibilities :Credit Underwriting: Conduct comprehensive credit analysis of loan applications for secured business loans, evaluating the creditworthiness of borrowers, and assessing potential risks involved.Team Management: Lead and supervise a team of credit analysts and underwriters, providing guidance, training, and support to ensure consistent performance and adherence to established policies and procedures.Risk Assessment: Identify and analyze potential credit risks within loan applications, evaluating collateral, financial statements, credit history, and other relevant factors.Loan Structuring: Collaborate with the sales team to structure suitable loan proposals, offering customized financial solutions that align with both the company's and customers' needs.Compliance: Ensure compliance with all internal policies, external regulations, and legal requirements related to credit evaluation and approval processes.Decision Making: Make well-informed credit decisions based on thorough analysis, ensuring an appropriate balance between risk and business objectives.Portfolio Monitoring: Regularly review and monitor the existing loan portfolio, identifying early warning signals and recommending necessary actions to mitigate risks.Stakeholder Communication: Effectively communicate credit decisions and recommendations to the sales team and other relevant stakeholders.Process Improvement: Continuously review and enhance the credit underwriting process to streamline efficiency and maintain the quality of credit evaluations. Click on Apply to know more. This page is fully interactive when JavaScript is enabled. Please enable JavaScript to apply or browse related roles.