Website:
apwfinance.com
Job details:
ABOUT THE ROLE
APW Finance Pty Ltd is a growing Australian mortgage business seeking an experienced Credit Manager to join our India-based operations team. You will oversee a small team of credit analysts, manage the end-to-end loan assessment pipeline, and serve as a key liaison between mortgage brokers, clients, and settlement agents — ensuring every file meets Australian lending compliance standards from submission through to settlement.
Salary: Remuneration is fully commensurate with experience. Candidates with strong ANZ Bank or Australian mortgage industry backgrounds will be rewarded accordingly — we value the right expertise and pay competitively for it.
KEY RESPONSIBILITIES
• Lead and manage a team of 3–4 credit analysts, providing day-to-day guidance, quality oversight, and performance support
• Monitor and manage the mortgage brokers inbox, triaging and prioritising incoming loan applications and queries
• Review all submitted loan files for compliance with Australian regulatory requirements (NCCP, responsible lending obligations) and lender policies
• Assess residential and commercial mortgage applications, identifying risk factors, documentation gaps, and credit merit
• Liaise with customers directly to clarify application details, request supporting documents, and provide timely loan status updates
• Coordinate with settlement agents to facilitate smooth and timely loan settlements, managing any issues that arise pre- and post-approval
• Conduct periodic loan reviews and assist in continuous improvement of credit assessment processes and workflows
• Prepare credit reports and escalate complex or non-conforming applications to senior management as required
REQUIRED EXPERIENCE
• Minimum 5 years in a credit manager or credit analyst role- Australian Mortgage Industry experience
• Direct experience with Australian residential and/or commercial mortgage products
• Solid understanding of Australian lending compliance and NCCP obligations
• Experience working with ANZ Bank or within the broader Australian mortgage industry (highly regarded)
• Proven experience managing or mentoring credit teams
• Familiarity with Australian mortgage broker workflows and lender submission portals
SKILLS & ATTRIBUTES
• Strong written and verbal communication in English
• High attention to detail and accuracy in file review
• Ability to manage multiple files and deadlines simultaneously
• Customer-focused with a professional, empathetic manner
• Proficiency in loan origination systems and Microsoft Office
WHAT WE OFFER
• Salary package fully aligned with your level of experience — the more expertise you bring, the more we offer
• Career growth within APW Finance Pty Ltd's expanding Australian mortgage business
• Structured work schedule aligned with Australian business hours
• Supportive team environment with direct access to senior leadership
• Ongoing training in Australian mortgage products and compliance
Important: This role requires working hours aligned with Australian Eastern Time (AEST/AEDT). Candidates must be comfortable with this schedule and have reliable internet access for remote communication with Australian-based brokers, clients, and settlement teams.
Ready to Apply?
Send your CV and a brief cover letter outlining your Australian mortgage experience to APW Finance Pty Ltd.
Click on Apply to know more.