Securitisation & Direct AssignmentSiemensfull-timeRequired skillsaccountingcapital marketscomplianceAbout the role Siemens Website: siemens.com Job details: Job title:Senior Manager – Securitisation & Direct AssignmentKey responsibilities: Transaction sourcing and planning Identify eligible loan pools for securitization or direct assignment in line with business, ALM and capital objectives. Coordinate with business, finance, treasury, legal and risk to create a pipeline of transactions. Analyse portfolio performance metrics (vintage, delinquencies, prepayments, yield) to decide pool composition and pricing strategy Structuring and execution of securitisation/DA deals Work with arrangers, trustees and counterparty financial institutions to structure securitisation transactions and bilateral loan assignments. Support preparation of transaction documents: term sheets, pool cut sheets, cash-flow waterfalls, servicing agreements, assignment agreements, and representations/warranties Participate in credit, legal and tax due diligence; coordinate data rooms, queries and site / portfolio reviews by investors and rating agencies. Run or review pool cash-flow models and stress scenarios to assess tranche structures, credit enhancements and expected investor payouts Investor, bank and rating agency interface Act as primary point of contact for banks, mutual funds, other investors, arrangers and trustees for all securitization/DA transactions Prepare and present pool performance, credit analytics, and structural features to investor and rating agency teams Negotiate commercial terms (pricing, haircuts, first-loss and second-loss facilities, covenants) within approved internal limits Post-transaction monitoring and reporting Ensure accurate and timely monthly payout calculations, reconciliation and remittance to investors as per transaction mechanism Prepare and submit periodic investor, trustee, arranger, originator and rating agency reports, including pool performance, triggers and covenant compliance Monitor pool-level delinquencies, prepayments and trigger events, and escalate breaches and required corrective actions. Coordinate with operations, finance and IT for smooth servicing, data quality and systems support for securitized/assigned portfolios Regulatory and internal compliance Ensure all securitisation and direct assignment transactions comply with applicable RBI guidelines and internal credit/risk policies. Support internal and external audits, regulatory inspections and rating reviews relating to securitisation and loan sale transactions. Maintain documentation and process notes covering transaction approvals, eligibility checks, true sale criteria and accounting / IND AS treatment, in coordination with finance. Process improvement and product development Track market trends, new structures and regulatory developments in securitization and structured finance. Recommend enhancements to policies, SOPs, MIS and system capabilities for pool selection, monitoring and reporting Support development of new securitised products or platforms in collaboration with treasury and business teams.Required Qualifications And Experience MBA (Finance), CA, CFA or equivalent preferred 10 years’ experience in securitisation, structured finance, treasury, capital markets, or wholesale funding in a bank or NBFC Strong understanding of loan products, credit risk, pool performance metrics and basic cash-flow modelling. Familiarity with RBI securitisation and direct assignment guidelines and relevant accounting standards (IND AS/IFRS) is desirable.Key Skills And CompetenciesAnalytical skills in portfolio analytics, credit risk and cash-flow analysisStrong negotiation and stakeholder management with banks, investors, rating agencies and internal teams Attention to detail and high standards of compliance and documentation Proficiency in MS Excel and financial models; exposure to loan management / treasury systems is an advantage Ability to handle multiple transactions and deadlines, with ownership and accountability. Click on Apply to know more. This page is fully interactive when JavaScript is enabled. Please enable JavaScript to apply or browse related roles.