CreditSea
Website:
creditsea.com
Job details:
đź’Ľ Hiring: Sanction Executive/Credit Analyst
🏢 Company: CreditSea
đź“Ť Location: Saket, Delhi (Onsite)
đź•’ Employment Type: Full Time
About the Company:
At Credit sea, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.
About The Role:
We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals.
Key Responsibilities:
- Review and analyse loan applications, financial documents, and credit reports
- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times
- Ensure compliance with internal policies, regulatory norms, and credit risk standards
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends Document decisions and maintain accurate underwriting records
Qualifications:
- Bachelor’s degree in Finance, Economics, Business, or related field 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
- Strong understanding of credit risk, financial ratios, and lending practices
- Proficiency in MS Excel and credit scoring tools
- High attention to detail and strong analytical skills Ability to work independently and make sound judgments
- Experience in underwriting unsecured loans or digital lending platforms(Preferred)
- If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you!
Interested candidates can share their CV at aksharshukla3@gmail.com or reach me at 7000314148.
Click on Apply to know more.