Website:
hdfc.bank.in
Job details:
Role Description The Sales Manager – Business Loan is a full-time, on-site role based in Ranchi. This role involves achieving business loan sales targets by sourcing new customers and deepening relationships with existing clients, including MSMEs and small businesses. The Sales Manager will identify prospects, conduct needs assessments, explain loan features, prepare proposals, and coordinate with internal teams for credit appraisal and timely disbursal. Responsibilities include maintaining a strong sales pipeline, ensuring adherence to regulatory and internal compliance norms, and providing high-quality post-disbursement service to enhance customer satisfaction. The role also includes market mapping, competitor analysis, and collaboration with branch staff and cross-functional teams to drive business growth in the assigned territory.
Qualifications
- Demonstrated sales and business development skills in loans or related financial products, with the ability to meet and exceed targets.
- Strong relationship management and customer service capabilities, including stakeholder handling and negotiation skills.
- Sound understanding of banking and lending processes, credit evaluation basics, and regulatory compliance requirements.
- Effective communication and presentation skills, with proficiency in local language(s) and English.
- Ability to work on-site in Ranchi, manage field visits, and operate independently while collaborating within a team.
- Bachelor’s degree in business, finance, commerce, or a related discipline; MBA or equivalent postgraduate qualification is an advantage.
- Prior experience in business loans, SME lending, or retail asset sales with a bank or NBFC is highly preferred.
- Comfort with digital tools and banking platforms for lead tracking, documentation, and reporting.
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