Website:
securepays.co.in
Job details:
Key responsibilities
• Prepare and submit STRs and CTRs to FIU-IND within PMLA 2002 timelines; maintain compliance with RBI Master Directions and NPCI guidelines
• Oversee PPI compliance - KYC norms, transaction limits, interoperability, float management, escrow obligations, and grievance redressal
• Manage statutory NBFC filings with RBI; monitor NOF requirements, leverage ratios, and capital adequacy thresholds
• Design and implement AML/CFT policies aligned with PMLA 2002, RBI directions, and FATF standards; oversee transaction monitoring and escalation
• Develop and maintain KYC, CDD, and EDD frameworks for merchants, partners, and end-users; manage PEP and sanctions screening
• Build fraud prevention strategies across UPI, IMPS/NEFT/RTGS, cards, and PPI; manage end-to-end chargeback processes across Visa, Mastercard, and RuPay networks
• Govern AI/ML-based fraud detection and transaction monitoring models - including validation, explainability, bias monitoring, and threshold calibration
• Conduct enterprise risk assessments, maintain the risk register, develop KRIs, and lead incident response with root cause analysis and CAPA
• Design and delive AML/CFT, KYC, and fraud prevention training for all relevant staff; maintain training records and certifications
• Required qualifications & experience
• Bachelor's degree in Finance, Commerce, Law, Business Administration, Risk Management, or a related field
• 3–4 years of experience in risk management, compliance, fraud operations, or regulatory affairs within fintech, payments, or financial services
• Demonstrated experience filing regulatory reports with RBI and FIU-IND
• Hands-on exposure to PPI operations and RBI Master Directions compliance
• Working experience within an NBFC or NBFC-regulated entity, including prudential norms
• Practical experience with AML transaction monitoring systems and AI/ML fraud detection platforms
• Strong familiarity with chargeback management across card networks, UPI, and Net Banking
Preferred qualifications
• MBA (Finance / Risk) or equivalent postgraduate qualification
• CAMS – Certified Anti-Money Laundering Specialist
• CRCMP – Certified Risk and Compliance Management Professional
• CISSP – Certified Information Systems Security Professional
• PCI DSS Qualified Security Assessor (QSA)
• Knowledge of open banking, CBDC developments, and evolving chargeback landscape is a plus
Core skills =UPI / IMPS / NEFT / RTGS PPI Compliance NBFC Regulatory AML / CFT KYC / CDD / EDD Chargeback Management FIU-IND Reporting PMLA 2002 RBI Master Directions AI/ML Risk Tools PCI DSS Transaction Monitoring Fraud Detection Risk Register / KRI ,Excel ,Advance Excel , Mongo Db,Reconcilation, MIS Handling,Risk Reporting,
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