Optimo Capital
Website:
optimocapital.in
Job details:
Company Description
Optimo Capital is revolutionizing access to Loan Against Property (LAP) for Indian MSMEs by leveraging cutting-edge digital technology. With loans traditionally delayed by outdated processes, Optimo Capital offers India's first Digital LAP product, enabling business owners to share their details online and receive in-principle sanction letters in just 2 hours, with disbursements completed within 48 hours.
Role Description
This is a full-time, on-site role for a Risk & Credit Professional in Optimo Capital's Bengaluru office. The role involves assessing creditworthiness, optimizing credit processes, conducting financial analysis, and mitigating credit risk for co-lending operations. Responsibilities include working closely with customers to provide excellent service, analyzing financial data, collaborating with cross-functional teams, developing credit risk frameworks, and ensuring adherence to regulatory standards.
Qualifications
- Strong expertise in Credit Management, including risk assessment and mitigation strategies
- Advanced Analytical and Finance skills, including financial modeling and data interpretation
- Exceptional Customer Service skills with a focus on understanding borrower needs and resolving concerns
- Strong Communication skills to effectively interact with internal and external stakeholders
- Ability to work independently and manage detailed financial processes in a dynamic environment
- Familiarity with the Loan Against Property (LAP) market and related regulatory frameworks is a plus
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field; professional certifications like CFA or CA are advantageous
Click on Apply to know more.