Website:
ampl.net.in
Job details:
Position Overview:
We are seeking a detail-oriented Risk Analyst to join the Risk team. The individual will be responsible for analyzing risk patterns, identifying potential risks and consequences related to secured and unsecured lending products. This role involves analyzing portfolio quality, developing risk models, ensuring compliance with regulatory standards, and providing insightful reports to senior management.
Your responsibilities:
- Strong understanding of the company's portfolio numbers and trends
- Analyze both secured/ unsecured loan portfolios to identify key risks
- Conduct risk assessments on new MFI/MSME clients, evaluating their creditworthiness, repayment capacity, and potential risks.
- Possess a strong understanding of secured/unsecured lending products and identify process gaps where risk mitigation measures may be improved.
- Monitor and review credit underwriting for both secured/ unsecured loans, ensuring adherence to company policies and guidelines.
- Regularly monitor the loan book performance and generate reports on key risk indicators such as NPA (Non-Performing Asset) levels, overdue loans, and default rates.
- Provide regular risk reports and insights to senior management and stakeholders to aid decision-making.
Qualifications & Skills:
- 3-5 years of experience in risk management, preferably in the NBFC, banking, or financial services sector.
- Hands-on experience in assessing risk for MFI/MSME loans, both at the company and the industry level.
- Attention to detail and ability to identify potential risks proactively.
- Strong analytical and problem-solving skills.
- Ability to manage multiple tasks simultaneously.
- Familiarity with advanced statistical and machine learning techniques and LLM’s for risk prediction is a plus.
Technical Skills:
- MS Office
- Power BI
- SQL/ Alteryx/ Python is a plus
Click on Apply to know more.