Credit Saison India
Website:
creditsaison.in
Job details:
Job Summary**
As a Relationship Officer for Loan Against Property (LAP) in Karimnagar, you will be responsible for building and maintaining strong client relationships, facilitating LAP applications, and ensuring a seamless customer experience.
Job Responsibilities**
- Identify and acquire new customers seeking Loan Against Property (LAP) products.
- Develop and nurture relationships with existing clients to ensure repeat business and referrals.
- Conduct thorough credit assessment and due diligence for LAP applications, including property valuation and documentation verification.
- Guide clients through the entire LAP application process, explaining terms and conditions, and addressing their queries.
- Achieve assigned sales targets for LAP products and contribute to the overall growth of the business in the Karimnagar region.
- Collaborate with internal teams, including credit, legal, and operations, to ensure efficient processing and disbursement of loans.
- Stay updated on market trends, competitor activities, and regulatory changes related to LAP products.
- Prepare and submit regular reports on sales performance, client interactions, and market feedback.
Job Qualifications**
- Bachelor's degree in Business Administration, Finance, Marketing, or a related field.
- Proven experience (1-3 years) in sales or relationship management, preferably in the banking or financial services industry, with a focus on secured lending products like LAP.
- Strong understanding of Loan Against Property products, credit appraisal processes, and relevant regulatory guidelines.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to build rapport with clients and effectively manage customer relationships.
- Goal-oriented with a strong drive to achieve sales targets.
- Proficiency in local language (Telugu) and English.
- Knowledge of the Karimnagar market and surrounding areas is an advantage.
- Ability to work independently and as part of a team.
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