IDFC FIRST Bharat Ltd
Website:
idfcfirstbharat.com
Job details:
Company Description
IDFC FIRST Bharat Limited, a wholly owned subsidiary of IDFC FIRST Bank, serves as a Business Correspondent offering a wide range of financial products including loans for groups, micro enterprises, housing, commercial vehicles, and more. Operating across 11 states with a workforce of over 14,800 employees, the company supports more than 3.5 million households. Committed to economic sustainability and holistic empowerment, IDFC FIRST Bharat Limited also prioritizes fostering social and cultural development. The organization is expanding operations while diversifying its portfolio with an emphasis on integrating digital avenues.
Role Description
This is a full-time, on-site role for a Regional Credit Manager in Maharashtra (specifically Nasik ) under the unsecured lending vertical. The Regional Credit Manager will oversee credit underwriting, evaluate creditworthiness, ensure adherence to credit policies, and manage credit risk in the assigned region. Key responsibilities include monitoring loan disbursement procedures, evaluating client profiles, analyzing financial viability, approving loan proposals within authorized limits, and ensuring alignment with company protocols and compliance requirements. The role also involves leading and mentoring a credit team in the region to achieve operational and business targets.
Qualifications
- Proficiency in Credit Management and Credit Risk Management practices
- Strong Analytical Skills for evaluating financial data and assessing risks
- In-depth knowledge of Finance, especially in unsecured credit products
- Experience in assessing and processing credit applications
- Effective leadership, team management, and communication skills
- Familiarity with local market dynamics within the Maharashtra region
- A bachelor’s or master’s degree in Finance, Business Administration, or a related field
- Prior industry experience in banking, financial lending, or credit management preferred
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