Bharat Fincare™
Website:
bharatfincare.com
Job details:
Company Description
Bharat Fincare™ is a New Delhi-based fintech company specializing in fully digital short- and long-term lending, as well as “fintech-as-a-service” solutions for new lenders. Established in 2021, the company is committed to providing fast, transparent, and accessible credit across Tier-I, II, and III cities in India, powered by AI-driven credit analytics and robust CRM systems. Led by visionary CEO Deepesh Kashyap, Bharat Fincare combines innovation and customer-centric practices to offer instant personal and business loans and turnkey digital-lending technologies. With a mission to empower every Indian, Bharat Fincare continually delivers scalable and compliant fintech infrastructure and advisory solutions, ensuring partners are equipped to thrive in a dynamic regulatory and market environment.
Role Description
This is a full-time, on-site Recovery Manager role based in New Delhi. The Recovery Manager will be responsible for overseeing and managing the entire loan recovery process, formulating and implementing collection strategies, and ensuring compliance with credit and collection policies. Day-to-day responsibilities include supervising recovery teams, addressing delinquent accounts, maintaining communication with borrowers, and coordinating with relevant departments to identify and mitigate risks. The role will also require the review of strategies to minimize defaults and ensure timely repayments.
Qualifications
- Loan recovery, collection strategy formulation, and stakeholder communication skills
- Proficiency in compliance adherence, risk assessment, and credit reporting
- Strong team management, interpersonal, and leadership skills
- Analytical and problem-solving abilities to innovate and optimize recovery processes
- Proficiency in using financial software, CRM systems, and data analysis tools
- Excellent organizational, negotiation, and time-management skills
- Bachelor’s degree in Finance, Business Administration, or a related field (Master's degree preferred)
- Understanding of financial regulations in India and familiarity with digital lending platforms is a plus
- Proven experience in loan recovery or credit risk management, ideally in the financial or fintech sector
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