Payment Gateway Developer

We are hiring an innovative and experienced Payment Gateway Developer who can design, build, and maintain proprietary high-risk payment infrastructure specifically for the iGaming and betting industry. This role goes beyond third-party gateway integration—you'll create full-scale, in-house payment processing systems optimized for the unique needs of real-money gaming platforms in India and global markets. The ideal candidate will have deep expertise in UPI architecture, dynamic routing algorithms, OCR-based reconciliation systems, and real-time transaction handling. You'll play a mission-critical role in building secure, scalable, and regulation-compliant payment systems from the ground up. Key Responsibilities: 🛠️ Payment Gateway Development Architect and develop a custom payment gateway optimized for high-risk, high-frequency iGaming transactions Build support for UPI intent flows, QR-based payments, IMPS/NEFT, and crypto wallets Implement dynamic routing logic to distribute transactions across bank accounts or payment nodes based on user segments, limits, or load balancing 🔍 Reconciliation & Automation Develop OCR-based tools to auto-match UTR numbers from user-uploaded screenshots with back-end transaction logs Build automated systems for tracking, reconciling, and reporting failed or pending transactions Design internal dashboards for transaction status, settlement cycles, and issue tracking 🔒 Security & Compliance Implement encryption protocols, data masking, and tokenization for user financial data Ensure compliance with RBI guidelines, KYC/AML rules, and PCI-DSS standards Maintain audit trails and build tools for regulatory reporting across Indian jurisdictions 📊 Performance & Scalability Design the gateway to handle real-time payments at high scale (thousands of concurrent transactions) Optimize for speed, accuracy, and uptime across devices and game environments Build in redundancy, fallback mechanisms, and smart retry logic for transaction reliability 🤝 Collaboration & Deployment Work with game platform developers and DevOps teams to deploy the payment infrastructure Coordinate with legal/compliance teams on approval of flows and transaction governance Maintain detailed documentation for all systems, APIs, and modules Required Skills & Experience: 3–4 years of hands-on development experience in high-risk payment systems Strong programming skills in Node.js, Python, Java, or Golang Deep knowledge of UPI infrastructure, dynamic routing, and banking APIs Proficiency in designing real-time, scalable APIs for payment processing Experience building custom OCR systems or integrating third-party OCR for UTR reconciliation In-depth understanding of regulatory standards: RBI, PCI-DSS, KYC/AML Experience managing large-scale financial transactions for iGaming or betting platforms