MS FINCAP PRIVATE LIMITED
Website:
msfincap.com
Job details:
Company Description MS FINCAP PRIVATE LIMITED is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), offering a range of loan products including business loans, mortgage loans, construction loans, and education loans. The organization focuses on delivering reliable and accessible financial solutions tailored to diverse customer needs. By partnering closely with customers, MS Fincap aims to support sustainable and scalable economic growth. The company’s mission is to provide comprehensive financial services that enable individuals and businesses to unlock new opportunities. Potential team members join a growing financial services provider committed to responsible lending and long-term customer relationships.
Role Description The Product Manager - LAP/Mortgage will oversee the design, development, and performance of Loan Against Property (LAP) and mortgage products in line with the company’s strategic goals. This full-time, on-site role based in Jaipur involves managing product lifecycle activities such as market analysis, competitor benchmarking, and portfolio performance tracking. The role includes collaborating with sales, credit, risk, operations, and technology teams to refine product features, policies, and processes that enhance customer experience and profitability. The Product Manager will define product requirements, prepare business cases, and support pricing strategies while ensuring compliance with regulatory guidelines and internal risk frameworks. Day-to-day responsibilities also include monitoring key performance indicators (KPIs), gathering feedback from stakeholders, and driving continuous improvement initiatives for LAP and mortgage offerings.
Qualifications
- Strong product management capabilities in retail lending, LAP, and mortgage, including product design, pricing, and portfolio management.
- Knowledge of credit appraisal, risk assessment, and underwriting principles relevant to secured lending products.
- Experience in market research, data analysis, and competitor benchmarking to support evidence-based product decisions.
- Ability to collaborate with cross-functional teams such as sales, operations, legal, and compliance, and manage stakeholder expectations.
- Familiarity with NBFC regulatory requirements, RBI guidelines, and standard documentation practices for mortgage products.
- Strong communication, presentation, and negotiation skills, with the ability to translate complex concepts into clear product specifications.
- Proficiency in using productivity and analytical tools (e.g., MS Excel, PowerPoint, MIS dashboards) to track KPIs and generate insights.
- Bachelor’s degree in Finance, Business, Economics, or a related field; a postgraduate degree or professional certification in finance or banking is an advantage.
- Prior experience in LAP/mortgage product management or related roles in NBFCs or banks, preferably in the Jaipur or Rajasthan market.
- Demonstrated ability to work on-site, manage multiple priorities, and deliver results within timelines in a fast-paced environment
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