PlainsCapital Bank is seeking a Regional Credit Officer to join our team in Fort Worth. The Regional Credit Officer executes credit risk management strategies and policies for an assigned geographic region, ensuring credit quality, sound deal structures, and compliance with bank policy. This role reviews and approves credit requests across all loan types within the region, partners closely with lending teams, and provides guidance on structuring, pricing, and risk mitigation. The Regional Credit Officer serves as a key risk steward, supporting portfolio performance and consistent credit standards.
- Bachelor’s degree in Business or related field required. Accounting or Finance degree strongly preferred.
- Minimum 5 years of progressive experience in commercial credit analysis with exposure to various loan types, sizes, and complexities
- Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as banking laws and regulations/regulatory requirements
- Ability to interface effectively and professionally with senior/executive level management.
- Proficient in the communication of technical information both verbally and in writing to both technical and non-technical audiences.
- Ability to travel in order to develop and maintain customer base and attend training/development sessions.
- Ability to work after Bank operating hours and/or on the weekend.
- Must have excellent judgement and decision-making skills with the ability to effectively resolve escalated concerns from the staff and stakeholders.
- Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
- Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
- Must be self-motivated with strong initiative, accountability, and attention to detail.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about.