Website:
ahedge.in
Job details:
Job Description: Portfolio Specialist (Cards & Payments)
Experience: 6–8 Years
Location: Colombo, Sri Lanka
Duration: 18 months
Indicative compensation range: INR 20-25 LPA.
Purpose of the Role:
This role is based in Colombo, Sri Lanka, serving a leading card issuer bank. The Portfolio Specialist will design and execute data-driven strategies to optimize the credit and debit card lifecycle. You will focus on driving customer acquisition, activation, and incremental spend while ensuring alignment with regulatory guidelines and card-network rules.
Key Responsibilities
- Portfolio Strategy & ROI
- Lifecycle Management (CLM)
- Campaign Design
- Analytics & Forecasting
- Market Leadership
- Stakeholder Management
Required Qualifications
- Experience: 6–8 years in Cards and/or Payments managing portfolio optimization and lifecycle programs.
- Domain Expertise: Deep understanding of card economics (interchange, rewards liability, revolve/repay dynamics) and credit risk fundamentals (line management, underwriting).
- Regulatory Knowledge: Working knowledge of card network operating rules, data privacy, and fair marketing practices.
- Strategic Communication: Ability to translate complex analytics into clear business decisions.
- Project Delivery: Proven track record of managing multiple high-priority initiatives.
Technical & Functional Skills
- Tools: Proficiency in campaign management platforms and data visualization tools.
- Frameworks: Knowledge of CLM and NPV/CLV modelling.
- Industry: Strong grasp of emerging trends like embedded finance and digital wallets.
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