BA -Risk lending Analytics

The role is with the PayU India Payments Data, Insights & Strategy team, with specific focus on building a stringent risk framework and controls to reduce frauds and chargebacks at PayU. The candidate will work closely with the COO on a variety of strategic initiatives in the Fraud & Credit Risk domain. Fraud is a complex challenge to solve due to the ever-evolving nature of the payments industry. The fraud risk of any digital transaction can be visualized via a combination of risks from Merchant or Customer or Transaction being fraudulent. The ideal fraud management system is a combination of rules and ML/AI models aimed at detecting anomalies and suspicious patterns. These rules and ML/AI systems should have an auto-update capability to account for the changing fraud trends as fraudsters start evolving and adapting to these fraud detection systems.