Analyst/Senior Analyst- KYB Operations

About the Role : As a Senior Analyst, you will be working for direct clients of NIUM. You will be responsible for advising the business on all compliance matters and ensuring the regulatory requirements for Singapore are met. In addition, this team is also responsible for client onboarding, Transaction Monitoring, and for the detection and prevention of financial crime including, money laundering, and terrorist financing. Key Responsibilities : Review, assess and maintain AML/CFT policies, procedures, and controls in accordance with MAS regulatory requirements. Provide advisory on Regulatory Compliance and AML CFT related requirements for new Product and Business use cases. Assist in to improve and streamline end to end compliance operational processes through automation and technology. Use technology and machine learning to build capabilities to scale. Ensure all Client Due Diligence requests and activities, including review of clients' profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner. Perform periodic, trigger, and ad hoc AML reviews on clients' profile, and ensure that adverse news hits and increased risk factors have been appropriately identified and escalated in accordance to company's procedures and regulatory requirements. Perform transaction monitoring review on accounts/ transactions highlighted for review. Review, assess and resolve name screening alerts on a timely basis. Prepare Suspicious Transaction Report (STR) for suspicious transactions. Conduct country specific risk assessment highlighting control gaps, and working with stakeholders to ensure remediation is completed timely. Ensure proper regulatory and AML/CFT reporting to the MAS. Prepare reports to Senior Management and Compliance Committees. Lead the roll out and ongoing management of the Compliance Training Framework . Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives.

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.