Product Manager - Credit Cards
Salary
₹15 - 40 LPA
Min Experience
5 years
Location
Bangalore, Bengaluru
JobType
full-time
- Overview
About the role
Job Title: Product Manager/ Senior Product Manager - Credit Card
Role Overview:
As a Product Manager focused on Credit Card Products, you will be responsible for the end-to-end development, enhancement, and lifecycle management of Credit Card solutions. This includes understanding user needs, working closely with engineering teams, collaborating with stakeholders, and driving the product vision to deliver a seamless Credit Card experience. You will play a pivotal role in ensuring the product's compliance with regulatory standards and driving innovation in the Credit Card ecosystem.
Key Responsibilities:
Product Strategy and Vision:
- Define the product vision and strategy for Credit Card products in alignment with the company's overall objectives.
- Stay informed about market trends, competitor analysis, and emerging technologies in the
digital payments space, particularly within the Credit Card framework.
Product Development:
- Own the entire product lifecycle from ideation to launch, including product planning,development, and execution.
- Collaborate with cross-functional teams including engineering, design, operations, legal, and
compliance to deliver on the product roadmap.
- Translate customer needs, market opportunities, and business objectives into a clear product
vision and product requirements.
User Experience:
- Work closely with UX/UI designers to ensure the product delivers a superior customer experience.
- Regularly gather and analyze user feedback to continuously improve the Credit Card product experience.
Stakeholder Management:
- Act as the primary point of contact for all stakeholders involved in the Credit Card product, including internal teams, external partners, and regulatory bodies.
- Present product updates and strategies to senior management and key stakeholders.
Regulatory Compliance:
- Ensure that all Credit Card comply with relevant regulatory requirements (e.g., guidelines from the National Payments Corporation of India - NPCI) and industry best practices.
- Coordinate with the legal and compliance teams to ensure smooth product launches and ongoing operations.
Data-Driven Decision Making:
- Use data analytics to monitor product performance, identify issues, and uncover growth opportunities.
- Define and track key performance metrics to measure product success and optimize product features.
Innovation and Continuous Improvement:
- Identify opportunities for product innovation and enhancements that align with the evolving Credit Card ecosystem.
- Lead initiatives for integrating new features and technologies (e.g., tokenization, real-time fraud detection) into Credit Card products.
Partnerships:
- Develop and manage partnerships with banks, payment processors, and fintech companies to enhance Credit Card offerings.
- Negotiate and manage service-level agreements (SLAs) with external partners.
Qualifications:
- Bachelor's degree in Engineering, Business, Finance, or a related field. MBA or other advanced degree is a plus.
- 4+ years of experience in product management, preferably within digital payments, fintech, or banking sectors.
- In-depth knowledge of the Credit Card ecosystem and related regulatory frameworks (e.g., NPCI guidelines).
- Proven experience in managing end-to-end product lifecycle with successful product launches.
- Strong understanding of user experience design, mobile app development, and API integration.
- Excellent analytical, problem-solving, and decision-making skills.
- Ability to work in a fast-paced, dynamic environment with cross-functional teams.
- Strong communication and presentation skills.
Preferred Skills:
- Experience in agile development methodologies.
- Familiarity with data analytics tools (e.g., Google Analytics, Mixpanel) to derive actionable insights.Hands-on experience with payment processing, transaction management, and fraud detection.
Benefits:
- Competitive salary with performance-based bonuses.
- Health and wellness benefits.
- Opportunities for professional development and continuous learning.
- Flexible working hours and remote work options.