Aye Finance
Website:
ayefin.com
Job details:
Company Description Aye Finance Ltd, headquartered in Gurgaon, is a new-age finance company providing business loans to small and micro enterprises across India. Since 2014, the company has grown rapidly in this under-banked segment while maintaining strong credit quality. Aye Finance focuses on unlocking the potential of profitable micro-businesses that are often excluded from formal financial services, combining commercial opportunity with social impact. The team is driven by sound business practices, a deep understanding of micro-enterprises, and a commitment to technology-driven solutions that enhance financial inclusion. Aye Finance is dedicated to being a great place to work, valuing entrepreneurs, investors, and employees alike under its #SayAyetoGrowth philosophy.
Role Description This is a full-time, on-site Loan Advisor role based in Ranchi. The Loan Advisor will engage with small and micro business owners to understand their financing needs, explain loan products, and guide them through the application process. Daily responsibilities include assessing borrower profiles, collecting and verifying documentation, coordinating with underwriting teams, and ensuring timely loan processing. The role also involves providing ongoing customer service, resolving queries, and maintaining accurate records in line with company policies and regulatory requirements. The Loan Advisor will work closely with branch and operations teams to meet portfolio quality and growth targets while supporting Aye Finance’s mission of financial inclusion.
Qualifications
- Strong knowledge of Loans and basic Finance concepts relevant to small and micro enterprise lending.
- Experience in Customer Service, with the ability to build trust and maintain long-term client relationships.
- Effective Communication skills, including clear verbal and written interaction with diverse customers and internal teams.
- Familiarity with Underwriting processes, documentation checks, and risk assessment for business loans.
- Minimum qualification: Bachelor’s degree in Finance, Business, Commerce, or a related field (or equivalent practical experience).
- Comfort with using digital tools and financial software; attention to detail and strong organizational skills.
- Ability to work on-site in Ranchi, meet performance targets, and collaborate in a fast-paced environment.
- Prior experience in lending, NBFCs, microfinance, or banking focused on small businesses is an advantage.
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