Branch Sales Manager- Secured loans (LAP)

Job Role And Responsibilities

• Responsible for acquiring business of EBL, LAP, and Business Loans product at locations and 100 PERCENT collection at each and every month.
• Accountable for achieving provided targets for locations.
• Ensuring Branch as well as Team Targets for the Loan products and increasing sales products to enhance profitability.
• To analyze the market including competitors and consumers.
• To provide Housing Loan/ Loan Against Property/ Gold Loan to Customers.
• To coordinate and report to the Area Sales Manager, also handling the team.
• Accountable for achieving provided targets for locations.
• To maintain a portfolio of Collection always at 100 PERCENT .
• Monitor and track implementation of defined processes.
• To initiate marketing and promotional activities for the location.
• Direct and coordinate the various marketing/sales/relationship building activities.
• Review and approve loan application documents.
• Manage the loan origination process.
• Provide customer service to borrowers.
• Manage day-to-day operations of the branch.
• Manage Admin of the particular branch.
• Follow SOPs for loan documents collection and storage.
  
  

Competencies:

• Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties.
• Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive.
• Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority.
  
  

Minimum Experience:

3 years & above.

Educational Qualification

Graduation / Post Graduation.

About Company

KreditBee is a Personal Loan App & Credit Platform for Young Professionals across India, where you can apply for a Personal Loan Online & avail up to 2 Lakh as Direct Cash Transfer to Bank Account. KreditBee has crossed 30 Million App Installs within two years of inception. One of our primary partners, NBFC - Krazybee Services Private Limited, is a Systemically Important NBFC within the group companies carrying the KreditBee brand. The group was founded in the year 2016 by a bunch of NIT, IIT, IIM & NUS alums with the objective to serve the credit needs of the masses. It acquired the NBFC license in the year 2017 and currently it is one of the 200 NBFC-ND-SI entities in India. It has raised 3 rounds of funding to the tune of USD 100 million in equity from marquee investors like Premji Invest, Motilal Oswal Private Equity Fund, Mirae Asset Naver Asia Growth Fund, ICICI Bank, Alpine Ventures, and Arkam Ventures, among others. Additionally, it has various debt partners like AU Small Finance Bank, HSBC, Fullerton, and IIFL.

KreditBee is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during the loan application. The loan process is 100 PERCENT online, and the amount is disbursed directly into the bank account of the users within 15 minutes. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the country's varied demographic segments.

Locations:

Bengaluru, Karnataka

Work Type

Full Time

KreditBee is a Personal Loan App & Credit Platform for Young Professionals across India, where you can apply for a Personal Loan Online & avail up to 2 Lakh as Direct Cash Transfer to Bank Account. KreditBee has crossed 30 Million App Installs within two years of inception. One of our primary partners, NBFC - Krazybee Services Private Limited, is a Systemically Important NBFC within the group companies carrying the KreditBee brand. The group was founded in the year 2016 by a bunch of NIT, IIT, IIM & NUS alums with the objective to serve the credit needs of the masses. It acquired the NBFC license in the year 2017 and currently it is one of the 200 NBFC-ND-SI entities in India. It has raised 3 rounds of funding to the tune of USD 100 million in equity from marquee investors like Premji Invest, Motilal Oswal Private Equity Fund, Mirae Asset Naver Asia Growth Fund, ICICI Bank, Alpine Ventures, and Arkam Ventures, among others. Additionally, it has various debt partners like AU Small Finance Bank, HSBC, Fullerton, and IIFL.