Product Manager - Khatabook

Are you passionate about solving roadblocks & challenges faced by MSMEs in India? MSMEs contribute significantly to India's total GDP. 90% of India's ~$1 Trillion Retail Market is controlled by Micro, Small & Medium Enterprises (MSMEs). Which means ~$900B worth of commerce flows through these ~60M MSMEs in the form of shops/kiosks/homes, scattered all over the country. We at Khatabook, have a vision to empower MSMEs and help them increase their incomes. We have built a product that brings efficiency in MSME operations by providing them easy to use tools to manage their receivables, inventory and billing which creates transparency in their cash flow. Within the Khatabook platform, we have also enabled the facility to take loans for their short term working capital needs for select Khatabook users that are displaying good credit behavior. Our app has been downloaded over 100 Million times with a monthly active user base of 8 Million+ which are adding 220 Million+ transactions with a transaction value of $18 Billion. Why work with us? People are our biggest asset! At Khatabook, every one of us is a dynamic superstar. We have carefully bred an ecosystem which hires nothing but incredibly and exceptionally talented people who can dream, collaborate, experiment, and break new ground. We're a strong team that looks out for each other. Your role: We, at Khatabook, are looking for a Associate PM/PM to scale Lending Business.If you're passionate about building fintech products that touch millions and love solving zero-to-one and one-to-n scale problems — we want you! What would you do at Khatabook? You'll help us scale our lending product (platform and user experience) as we enter our 10-100 journey. Build products to solve problems from lead generation to underwriting to disbursement to collection. You'll drive the development of key platforms like Loan Origination systems (LOS), Loan Management systems (LMS), (Business Rule Engine) BRE etc. You'll be the face of KB to drive conversations with lenders and figure out orchestration across lenders. You'll own relationships with banks, PGs, networks, NPCI & other relevant bodies in the ecosystem. Ensure that we're on top of & in compliance with the latest payments regulations What are we looking for? You have experience of 2-4 years and are extremely strong at first principles thinking. You enjoy building businesses & not just product features. You are passionate about building beautiful & intuitive products. You have a high sense of ownership and relentlessness hustle to get things done. You want to build your own billion dollar startup some day. Ex-founders or consultants with prior consumer internet experience (and other folks who are ambitious & generally thrive in ambiguity)

Khatabook is the world's fastest-growing Saas company. It has become India's leading business management app for MSMEs with 20M+ downloads in a remarkably short period of time. Founded by four IIT-Bombay grads, Khatabook is led by Ravish Naresh, Co-founder, and COO at Housing.com, one of India's most significant property listing websites. Our users recovered billions stuck in credit in six months, significantly impacting India's MSME sector. Khatabook enables micro, small and medium merchants to track business transactions safely and securely. It also offers features such as online payment collection through UPI and QR; sending periodic reminders to creditors via messages and report generation. Today, Khatabook has become a household name. Merchants are using the app extensively while adding $200 Million worth of transactions every day. The high-engagement has resulted in more than 25%% of the total active merchants joining the platform through word-of-mouth and referrals. We recently closed a $60 Million Series B Round (after a $25 Million Series A round in 2019) and are backed by the top investors in the business. As a team that is working round the clock to make our users' experience better, we are the best fit for professionals who are dedicated towards putting their best foot forward and are open to learning and growing together. Our focus is and always will be the merchants of Bharat.