Cashfree Payments
Website:
cashfree.com
Job details:
Junior Associate - Financial Operations (Reconciliation)
Experience: 0–2 Years (Junior Associate)
Location: Bangalore - Bellandur (Ecoworld)
Department: Financial Operation - Reconciliation
About the Role
We are looking for a detail-oriented and analytical professional to join our Reconciliation team. The role involves daily bank MIS reconciliation, fund matching, and coordination with banks to resolve payment-related discrepancies.The ideal candidate should have strong analytical skills, hands-on Excel expertise, and the ability to work in a fast-paced financial operations environment.
Key Responsibilities
- Perform daily Bank MIS reconciliation with system data to ensure accuracy and completeness.
- Match and balance funds at day-end and ensure proper closure of financial positions.
- Identify, analyze, and resolve discrepancies between bank statements and internal systems.
- Coordinate with partner banks for reconciliation breaks, settlement issues, and payment-related queries.
- Research and resolve payment discrepancies including failed, delayed, or unidentified transactions.
- Track unidentified credits and debits and ensure timely closure.
- Prepare and maintain reconciliation reports, dashboards, and trackers using Excel and Google Sheets.
- Escalate critical issues to internal stakeholders and follow up for resolution.
- Ensure compliance with internal controls, SOPs, and audit requirements.
- Support month-end and financial year-end closing activities.
- Contribute towards process improvements and automation initiatives in reconciliation workflows.
Required Skills & Competencies
- Strong understanding of bank reconciliation and financial operations.
- Good knowledge of payment flows (NEFT/RTGS/IMPS/UPI/CARD/Net Banking).
- Strong analytical and problem-solving skills.
- Hands-on experience in MS Excel (VLOOKUP/XLOOKUP, Pivot Tables, basic formulas).
- Working knowledge of MS Word, Google Sheets, and Google Docs.
- Good communication skills to coordinate with banks and internal stakeholders.
- Ability to work with large datasets and meet daily deadlines.
- High attention to detail and ownership mindset.
Eligibility Criteria
- Postgraduate degree in Commerce or Finance (M.Com / MBA Finance or equivalent preferred).
- 0–2 years of relevant experience in reconciliation within the payment gateway / fintech industry.
- Strong understanding of payment operations, bank settlements, and card/upi transaction lifecycle.
Click on Apply to know more.
_1575283587728.jpeg){kind=logo}
