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Job details:
Job Title: Relationship Manager – Health & Life Insurance
Location: [Thane/Vashi]
Department: Insurance Ops/Sales & Advisory
Experience Required: 3–5 Years
Job Summary
We are seeking an experienced Relationship Manager with 3–5 years of hands-on experience in Health and Life Insurance. The candidate will function as an Insurance Advisor, providing expert consultation to clients, managing underwriting requirements, generating quotations, and ensuring smooth policy issuance and servicing. The ideal candidate must have strong subject matter expertise in both Health and Life Insurance products and underwriting guidelines.
Key Responsibilities
1. Client Advisory & Sales
• Understand client needs through detailed profiling.
• Recommend suitable Health and Life Insurance solutions.
• Clearly explain policy benefits, exclusions, waiting periods, and add-ons.
• Drive end-to-end sales from lead generation to policy issuance.
2. Subject Matter Expertise
• In-depth knowledge of:
o Retail & Family Floater Health Insurance
o Corporate Health Insurance
o Term Insurance Plans
o ULIPs and Savings Plans
• Ability to compare products across multiple insurers.
• Stay updated with product revisions and market trends.
3. Underwriting & Risk Assessment
• Strong understanding of underwriting guidelines (medical & financial).
• Evaluate medical history and coordinate pre-policy medical tests.
• Handle cases involving loading, exclusions, and special underwriting approvals.
• Ensure compliance with insurer documentation requirements.
4. Quotation & Policy Issuance
• Generate accurate quotations from multiple insurers.
• Prepare detailed comparison sheets for clients.
• Coordinate with insurer teams for approvals and issuance.
• Ensure timely follow-up and smooth processing.
5. Relationship Management & Servicing
• Maintain long-term relationships with clients.
• Manage renewals, endorsements, and servicing requests.
• Provide claim assistance guidance when required.
Eligibility Criteria
• Graduate in any discipline (Insurance certifications preferred).
• 3–5 years of experience in Health & Life Insurance advisory/sales.
• Experience handling underwriting and policy issuance independently.
• Strong communication and negotiation skills.
• Ability to manage multiple insurer portals and systems.
Key Competencies
• Strong Product Knowledge
• Underwriting Expertise
• Consultative Selling Skills
• Client Retention & Relationship Management
• Documentation Accuracy & Compliance
• Result-Oriented & Target-Driven
Contact - hr@enrichwise.com / career@enrichwise.com
+91 8779473221
Click on Apply to know more.